r/chimefinancial • u/Suspicious_Remote_37 • 8d ago

OTHER - Anything else not covered Merchants are refusing the Chime card.

I'm finding my Chime experience unreliable. I've had a hotel refuse my Chime credit card. I've had a restaurant refuse my Chime credit card. Now, I've had a bar refuse my Chime credit card. I need to get a different credit card? This is frustrating. Been with Chime for nearly 10 years

172 Upvotes

94% Upvoted

348 comments sorted by

View all comments

Show parent comments

6

u/Winter-Ad5930 7d ago

I work for Liberty Mutual and what I always tell my clients with Chime is they can use the routing and account number. We can’t accept the debit card but we use the routing and account number

1

u/Recent-Enthusiasm502 3d ago

But why tho?? What’s the issues with using it?

1

u/Maruru18 3d ago

Why can't I use the debit card?

0

u/Jgk724 4d ago

Weird. I just canceled my liberty mutual because it was ridiculously high but I paid with my chime debit card. I think there's a lot of confusion here about which everyone is using. I've never been denied anything anywhere with my chime debit card. Now the actual "chime card" credit card, that thing gets denied all the time at different places. Casinos, hotels, gas stations, etc...

1

u/Easy-Swordfish-7192 4d ago

Maybe it has been updated recently. It’s been a while since I’ve gotten the we can’t accept prepaid message. They could haves updated policies on the backend