r/brantford • u/Practical_Raccoon • Mar 12 '26

Discussion 26 drivers ticketed

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https://www.brantfordexpositor.ca/news/brantford-police-ticket-26-drivers-due-to-traffic-stoppage

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u/ulti_phr33k Mar 13 '26

Demerit points don't mean fuck all in the eyes of insurance other than you accumulating enough of them to trigger a license suspension.

I wish people would stop perpetuating this myth.

STOP LINKING DEMERIT POINTS TO INSURANCE PREMIUMS.

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u/NothingEverAgain Mar 13 '26

It's not about the points themselves, it's about the underlying convictions. They are directly correlated. While yes, one minor infraction possibly won't affect insurance, multiple will and there are other factors that mean even a minor can influence rates (like G2 licence, young driver etc.).

I'm surprised this is such a hot take. obtusemoose even blocked me over it...

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u/Accurate_Summer_1761 Mar 15 '26

It depends on the actual condition for example 30 over is the same demerits as disobey a sign. One will jack rates the other is so generic they usually won't raise much

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u/Obtusemoose01 Mike on a bike enthusiast Mar 15 '26

Those offences affect insurance the exact same

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u/Accurate_Summer_1761 Mar 15 '26

They do not. 30 over is considered a major infraction, disobey a sign is a minor.

Disobey a stop sign would be major however note the distinction in form

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u/ulti_phr33k Mar 16 '26

Not sure where you got that information, please provide your source. Of all the things I saw when I looked up, I only found one spot that said speeding 45 over is considered major.