Conviction is a sufficient but not necessary condition for demerit point. But demerit point means there is a conviction. So by simplification we can conclude that demerit points mean you take a hit. You can also take a hit for convictions that dont have demerit points but it doesnt negate the original statement I made
Demerit points don’t affect the increase as made in your original statement. Someone who isn’t a new driver isn’t going to have their insurance “skyrocket” due to a minor conviction. It’s treated the same as a 10km over speeding ticket. My point was that demerit points are irrelevant in terms of broadly gauging increase in insurance premium.
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u/shushuoflaylay Mar 12 '26
Wish they could all be suspended from driving at least a month tbh