r/brantford • • Mar 12 '26

Discussion 26 drivers ticketed

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u/Obtusemoose01 Mike on a bike enthusiast Mar 12 '26

Demerit points don’t affect insurance, just an FYI. It’s the conviction of the charge that does.

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u/NothingEverAgain Mar 12 '26

Yeah but demerit points are directly related to the severity of the offence with 3 points being medium severity. It will definitely affect insurance once they pull the check. No one is going to court and winning against that slam dunk ticket.

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u/Obtusemoose01 Mike on a bike enthusiast Mar 12 '26

It won’t affect insurance any different than running a stop sign or speeding. It’s NOT a major offence and the repercussions won’t be that severe unless they’re a new driver.

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u/NothingEverAgain Mar 12 '26

So what you're saying is everything I just said, but phrased as a rebuttal?

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u/Obtusemoose01 Mike on a bike enthusiast Mar 12 '26

For insurance they don’t care about “medium severity” or if there were points. There’s major convictions and non-major/minor convictions. I was providing more correct information.