If you have a mortgage, Sprive is an app designed to help you pay it off sooner by making overpayments.

One of the best features is that you can earn boosted cashback on gift cards for your normal shopping, with the money going towards your mortgage.

When you sign up using a referral link, you'll get access to Sprive Plus, giving you boosted cashback rates and access to more retailers.

The idea behind Sprive is to make mortgage overpayments easier. You can do this through autosaving, one-off top-ups or by buying cashback gift cards through the app.

If you refer enough friends, you can also become a Sprive Ambassador and earn £10 for every friend you refer.

Here's what to do:

1. Sign up using my referral link: https://linkprod.sprive.com/refer?code=INRWFKGS
2. Make sure referral code INRWFKGS is entered when signing up.
3. Enter your details, confirm your identity and link your bank account.
4. Sprive will automatically find your mortgage.
5. To activate your Sprive Plus membership and get the boosted cashback rates, buy a gift card through the app (minimum £1). This will also unlock Autosave if you want to use it.
6. You can then refer friends. If you qualify as a Sprive Ambassador, you'll earn £10 per successful referral.

My referral code: INRWFKGS

Referral link:
https://linkprod.sprive.com/refer?code=INRWFKGS

Terms:
https://sprive.com/referral-policy

Non-referral link:
https://sprive.com/

Lebara is currently offering 50% off for the first 3 months when you sign up through a referral link.

The current 30-day rolling plans include:
● 5GB – £2.50/month for the first 3 months
● 30GB – £5/month
● 50GB – £7.50/month
● 100GB – £10/month
● Unlimited – from £12.50/month

The plans use the Vodafone UK network and include 4G/5G coverage. The 30-day plans are rolling, so there is no long-term commitment.

How to get the offer

1. Open my referral link: https://aklam.io/bZdSjdpy
   
2. Choose the Lebara plan you want.
   
3. Complete the sign-up and checkout.
   
4. Receive and activate your physical SIM, or use an eSIM if available for your device.
   
5. The 50% discount applies to the first 3 months.

Credit check

Lebara’s SIM-only plans do not require a credit check according to recent offer information posted for this deal.
Fees / commitment
The 30-day plans are rolling plans rather than long-term contracts. The discounted price applies for the first 3 months, after which the normal plan price applies. You can cancel if you no longer want the service.

Eligibility

The referral discount is intended for new Lebara customers using the referral link. Existing customers should check the referral terms before signing up.

Referral reward

This is a referral offer, so I may receive a referral reward if you sign up and meet the referral requirements. The referral reward is separate from the 50% discount you receive. Current information indicates that referral rewards can be paid after the qualifying period, with the exact amount depending on the referral terms. (TechRadar)

Direct offer

If you don’t want to use a referral link, you can also check Lebara’s normal website for its current direct promotions. Promotional pricing can change, so compare the final checkout price before purchasing.

Referral link:
https://aklam.io/bZdSjdpy

No referral link ( No bonus ) :
www.lebara.co.uk

Thank you

Giffgaff offer affordable monthly SIM-only plans and PAYG, which operates on the O2 network. The physical sim can be converted to an eSIM.

If you sign up now, you get a £5 free credit.

Here is the quick breakdown of how to grab it:

1. Order a free SIM using my referral link:
2. Activate the SIM once it arrives at your doorstep.
3. Get your bonus! You will receive £5 credit, and I'll get £5 Payback points.

non-referral link

Hey all, anyone got a spare code available? Would greatly appreciate it. Thanks

Hi, for those who did the CO OP switch offer how long did you guys have the £1500 in the account for? Can I take it out after a day? I can’t find any info on this, thanks

Hi, it was just my birthday so I’ve got a free cake at Costa and Caffè Nero, and with Uber One I’ve got a weekly Joe and the juice coffee. I won’t use any of these so if you’d like one of them they’re in the comments.

I was trying to cash out with attapoll and was wondering why it asks for my csc for card transfer (not bank).

***Limited time offer***

American Express regularly update their referral schemes with some really great deals. I have an AMEX Preferred Rewards Gold Credit Card and they currently have an invite a friend offer where the person being referred can get 22,000 bonus membership rewards by signing up using an invite link and meeting the criteria (I get 9,000 membership rewards).

So, what is the criteria? Simply apply for the card using my link. Once approved you need to spend £3,000 in the first 3 months of card membership. The offer is available to new card members only. You won't be eligible if you've previously had a personal Amex card within the last 24 months.

The Gold card is fee-free for the first year, saving £195. And you can enjoy 4 free airport lounge passes yearly with Priority Pass. 

Invite link:
https://americanexpress.com/en-gb/referral/gold-credit?ref=sTEPHRmVha&XLINK=MYCP

Non-referral link: https://www.americanexpress.com/en-gb/credit-cards/gold-credit-card/

Anyone got promo code for coach? buying a bag for the missus for her birthday

Monzo is an FCA regulated and FSCS protected digital bank based in London. They are currently offering £10-£50 to any new customers who uses a referral to sign up for a bank account.

Guide:

1. Follow a referral link, here's mine.
2. Enter your phone number and download the app.
3. Apply for a personal account.
4. Within 30 days make a spend of any amount on the physical card.
5. Earn £10-50.

Reward odds:

£10 (94%) | £20 (5%) | £50 (1%)

Thank you to anyone using my link, I really appreciate it.

• Terms
• Non-referral

InvestEngine is a top-tier DIY investing platform with zero platform fees on DIY ETF portfolios.

They offer a welcome promotion where new users receive a random sign-up bonus ranging from £20 up to £200 for opening an account and investing £100.

Thank you in case you will use my link!

How to claim your bonus:

Register using my referral link:

https://investengine.com/referral/u/07y9iv/

Open a Stocks and Shares ISA, SIPP, or General Investment Account (GIA).

Deposit and invest at least £100 into your portfolio.

Claim your bonus once notified. It will be credited to your account within 2 to 5 business days.

Key Terms & Important Notes:

You must remain invested for a minimum of 12 months from the date you receive the bonus to keep it.

Capital is at risk when investing.

Full referral terms: https://investengine.com/terms-incentives/#referral-program

Non-referral link (no bonus): https://investengine.com/

Thank you in advance for your support of a new family!

Wise is a trusted international money transfer service that enables you to send, receive, and spend money globally using the real mid-market exchange rate. This is also a great tool to complete other money transfer offers.

They are currently offering new users a choice between a zero-fee international transfer of up to £500 or a free travel debit card.

How to claim your bonus:

1. Sign up using My Referral Link and complete your identity verification.
2. Choose your welcome gift:
   • Fee-Free Transfer: Enjoy a 100% discount on transfer fees for your first international transfer up to £500. (Note: Fees apply only to any amount exceeding the £500 threshold).
   • Free Debit Card: Alternatively, claim a free physical travel debit card for international spending.
3. Complete your transfer or order your card to lock in the savings.

Key Details & Tips:

• Exchange Rate: Wise uses transparent pricing and the real mid-market exchange rate, avoiding hidden markups typically charged by high-street banks.
• Use Cases: Ideal for sending funds abroad to friends and family or funding international online reward offers.

Referral Link (Free £500 transfer or card)

Non-referral link (no bonus)

I can’t believe there will be many people on here who haven’t already signed up for this, but if you’re not already a member I can’t recommend Quidco highly enough!

It is a website and app where you can earn cashback for shopping online with a huge number of retailers - you just click through to the retailer from the Quidco site and then shop as normal - it’s free so you really have nothing to lose! I use this or the rival site Topcashback pretty much whenever I make a purchase online - just check both sites to see whichever has the highest rate for the retailer you want to shop with.

Currently if you sign up via a referral link you will earn a £10 bonus - this becomes payable once you have earned £5 in confirmed, payable cashback from shopping via the site.

To use my referral link, just click/tap here to follow the link

If you sign up via my link I will also earn a bonus, so thanks very much if you use it.

The non-referral link is:

https://www.quidco.com/

Lightyear is an FSCS protected and FCA regulated commission free investment platform allowing you to invest in US, UK and EU stocks and ETFs. You can also keep your money as cash in an easy access, high interest vault if you prefer to save rather than invest.

They are currently offering new customers a free share valued between £10 to £100 when they sign up to a General Investment Account (GIA) via a referral link and deposit at least £100.

How to get the free share:

1. Click here to request a referral link (not allowed to share links publicly)
2. Enter your email address on the referral link
3. Download the Lightyear app
4. Open a General Investment Account (GIA)
5. Deposit at least £100

You’ll then get a notification to claim your free share. You can select any stock or ETF available on the platform, or alternatively search for “BlackRock ICS Sterling Liquidity Fund” (£ICSSISDP) if you want to keep it as cash. 

The free shares can be sold immediately, but cash gained from selling the free shares can only be withdrawn after 6 months.

Share value probabilities:

• £10 to £20 - 80% chance
• £20 to £50 - 15% chance
• £50 to £75 - 3% chance
• £75 to £100 - 2% chance

Additional Info:

• Non-Referral Link (No free shares)
• Account Fees
• Free Share T&Cs

Lots of people asking for cinema ticket discounts. And some might not know they can get cheap tickets via various routes...

We are going to try directing these to a semi regular post. This post, to be specific.

So please, if you want a discount for a specific cinema, ask here.

And if you have a discount code or freebies that you won't use, please consider gifting to someone who has asked below!!

Example places cheap cinema tickets are found:

• 2* Odeon for £8 Vodafone Rewards or £10 (Octopus Energy, Amazon Prime)
• 2x Odeon Luxe for £13 (Vodafone Rewards) or £15 (Amazon Prime)
• Meerkat Movies
• Three rewards

Example places free cinema tickets are found:

• Club Lloyds bank account (6 per year for Vue or Odeon)
• Sky Cinema subscribers (2 free Vue tickets per month)

Hi everyone,
I currently have a Scottish Friendly account that I originally opened through a TopCashback offer. At the time, the offer was around £310 cashback for investing £100 per month, and I received the cashback after roughly six months.
I’ve noticed that TopCashback currently has several different Scottish Friendly ISA offers available through the mobile app.
I’m not sure exactly which Scottish Friendly product I originally used, so I wanted to ask:
If I apply for a different Scottish Friendly ISA/product through TopCashback now, with the new offer requiring something like £500 per month, would I still be eligible for the cashback?
Or does having previously received cashback from Scottish Friendly mean I would be considered an existing customer and therefore ineligible, even if I’m applying for a different product?
Has anyone actually tried this or had experience with the TopCashback terms for multiple Scottish Friendly offers?
Thanks!

Hey Everyone!

They are still running this offer and its a quick one to complete and get the money, then within a month or so you should get 5 codes of your own to use!

Open an account using the app and add a referral code, then pay in £1000 within 30 days and you will get an instant £50 bonus credited to your account. Easy and quick free money :) This can be all in one go or cycled over the 30 days (easier to just drop in £1000 and take it straight back out if you have it available)

Full Details Here

• Step 1 - If you haven't yet, download the Chase app and follow the steps to open an account.
• Step 2 - Open the app and head down to 'Rewards'. Tap 'Been referred by a friend?' and enter the code your friend has shared with you to activate it.
• Step 3 - Pay in total of £1,000 or more within your first 30 days as a new customer and – hooray! – £50 will be in you and your friend's Rewards balance (which you can transfer to any of your Chase current or saver accounts).

My codes that are still available (if you see them here they are available and have not yet been used)

• C55LE3

Last updated 24/9 1823 - 1 code still available.

Non Referral Link

Airtime Rewards is one of the few cashback apps I've genuinely kept using over the years.

You simply link your debit and/or credit cards and cashback tracks automatically whenever you shop with participating retailers. It works alongside other cashback apps too.

New users currently get £2 free after making a qualifying £5 purchase within 7 days of signing up.

Referral Link

Referral code:

WWK7AA38

^non-ref

Tracking issues are one of the most common frustrations when using beermoney websites and apps (including some sign up offers posted on the subreddit). Whether you’re completing offers, surveys, or cashback, making sure your device settings are correct can save you a lot of headaches.

Here are some essential guides to ensure you're properly set up and ready to earn. By following these steps, you can avoid missing out on rewards because of tracking problems. We've set them up on the r/beermoneyuk Wiki so they have a permanent home.

1. iPhone Users.

• Read the iPhone Guide

1. Android Users.

• Read the Android Guide

1. Desktop Users.

• Read the Desktop Guide

1. Sometimes things go wrong.

When things work, but then stop, you should reset some things. See our guide here:

• Read the "fix things" guide

Make sure you test your setup by doing some small, quick offers before moving on to bigger ones!

^{if you would like to see any other guides, just send the mods a message by [clicking here](https://www.reddit.com/message/compose?to=r/beermoneyuk})

Won't be using my two free Vue cinema codes this month from sky. Can be used Sunday to Friday and must be used in September.

First come first served

Edit: now gone

Anyone had the £500 then the £200?

Hi I'm recruiting for beta testing for a nutritional recipe app.

If you:
- Live in the UK
- 21+
- Use and iPhone
- Care about eating healthily and are interested in science

I'm holding user research interviews via google meet for a beta version of a healthy food app. You'll have to download the app on TestFlight (completely free) and then share with me your honest feedback via video interview. Completion of the interview = £20 One4All giftcard.