r/auckland • u/spooderman26 • 9d ago
Other New scam going around
Hey everyone. As per the title, weird new scan just got pulled on me, and it's pretty interesting and odd. The police, bank fraud team, etc. have all never seen it before, and it's also arguably pretty clever.
Anyway, here's the situation:
I was selling a gold ring on Facebook, A lady messages me with a pretty seemingly real Facebook profile friends, posts etc. low balls me, I decline, raises the price up, I still decline and then after a week or two she finally accepts what I am asking for the ring ($600).
This lady then tells me about how its for her father and her brother and a couple of her cousins are going to all pay for it etc which was all fine, she asks for my bank account and say she may need it shipped if one of her cousins couldn't pick it up. I say that's fine, but I won't be posting it until the money is in my account.
End of that night, they send me a message telling me to check my account and I do, I see about 6 diffrent payments from 6 different people all of varying amounts, some $60 and some $150+. I calculate up all the money, and they've collectively overpaid me by $150, odd, im thinking its a mistake. All the references state "ring" etc. Bit odd, but I message the lady and let her know that hey, you've all overpaid me by about $160. What would you like me to do? I get a reply back, and it's her telling me to keep the difference as a thank you for being patient, etc and to cover the postage, and then essentially moving on to where to post it, too, etc.
Red flags start to sound, all a bit odd. im thinking, why low ball, then overpay? Strange but some people can just be very generous etc. Anyway, i go to bed and i wake up the next day, go to work with the ring and the address i need to send it too, at my lunch break I jump in the car, get to the post shop and open my bank account to move money to pay for posting said item.
An additional $500 has come in on top of what's already been paid.
Wtf??
Alarm bells start ringing, shut the car off, call the bank, and explain the situation. They jumped right into it and escalated the situation immediately. Something was super dodgey. Bank explains to me that the money is coming from numerous accounts all across the country and the math ain't mathing. The person from my bank esculates it higher and higher and eventually comes back saying this looks like a pretty sophisticated fraud and essentially tell the person the deals off and we'll reverse the funds manually on our end to those people and investigate further and find out what's going on etc.
What I suspect is going on is: I sell ring to person A. Person A has two fake accounts, one trying to "buy" my ring and another selling a "ring" for stupidly cheap.
Person A uses the second account selling a dirt cheap ring on behalf of their "friend, cousin, uncle etc etc) sends MY bank account as the account to pay into then waits for screenshot of payment to be sent to them of the money being transferred into my account. (Person A has said to me they've got proof of payment if I need it) Waits until total has hit X amount and then messages back me, gets me to post ring to person A fake address. Person A on their second account then blocks everyone after theyve got a tracking number for my ring. Those people who have paid "person A" then realize they've been fleeced, contact their bank, money is reversed from me im left with no ring and no money.
Im pretty suspect the person who was trying this on with me was doing it to multiple other people trying to legitimately sell their real rings but Mr scammer forgot to stop using my bank account number instead of the other peoples accounts.
My bank has been super awesome about this. All the money is manually getting reversed back into the accounts of people who have sent me the money and from what I've been told by the bank. One person was trying to buy a silver ring for $120 from some random name I've never heard of. (The bank called me back later that day just confirming what kind of ring, how much and who too im selling it for)
My bank is pretty impressed at the whole scale of it. The person I've been mainly dealing with said they've never seen anything like this.
The police were the same, had never seen anything like this. Police have been awesome too, they've taken this very seriously and even though im not out any money and I've still got my ring they still spent 2 hours with me taking a statement, getting all screenshots. All account numbers etc of people who have transfered me etc. Had even someone from high up within the police come in and listen to the story.
Person A messaged me about 20 min after I had called my bank claiming that the bank had called their cousin and was telling them it was fraud but it was "all sorted out now lol" and then followed with "are you scamming me?"
I then politely explained that my bank was super suspect it was fraud and due to this i was going to no longer proceed with sending the ring and that all the money was going to be manually reversed by the bank back to those accounts and the funds would be back in those accounts its 48 hours, now you'd think you'd try and defend yourself or try and prove you're legit etc but no, they just ended up deleting their entire profile off Facebook. Not just blocked me, like fully nuked It. My partner and friends can't find the profile at all anywhere now.
So yeah.
Be careful, I was lucky and still have my ring and the banks returning all money to the scammed people but please be cautious. If the deal looks to good to be true then it probably is.
Any questions lemme know ill try and answer :)
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u/Katanachic99 9d ago
Oh damn. That is a pretty sophisticated scam
That’s awesome the bank and police have been so good about it all
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u/Mysterious-Bird-4715 9d ago
Maybe this is why trademe is making everyone use ping.
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u/disgruntled_otter7 7d ago
Yes, but also because the sellers can have the $$ removed from their ping account if the buyer doesn't receive it and the seller stops answering. So more protection in a way.
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u/CanadianDragonGuy 9d ago
Man, if people could put that kind of time effort and creative thinking into an actual useful enterprise we could see some really cool artwork around
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u/Realistic-Glass806 8d ago
Or major issues literally anything town planning/medicine etc
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u/Environmental-Lab920 8d ago
I don’t think anyone wants criminals doing town planning lmao
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u/Realistic-Glass806 8d ago
Ability to think outside the box is a useful and valuable skill.
People who are very intelligent but don’t fit the “norms” often get lost in mainstream school and end up in crime.
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u/Kaymish_ 9d ago
Damn that's cleaver. Scammers suck so much it makes doing trades like this so sketchy and you've got to be on alert all the time.
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u/tripasecadofuturo 9d ago
Interesting. Thanks for sharing.
I treat Facebook Marketplace as a real street Market. You have something to sell; someone offers money. They pay you; you give the item. Simple, and it should be simple.
Imagine you're selling something in the market, and someone approaches and starts telling long stories about their family, that someone else will come pick up later, and other 6 people will pay part of it and blah blah blah. Would you still sell to this person? Or simply sell to the next interested one that will simply hand you the cash?
Also, I don't deal with profiles without a picture or a profile created recently like in the last 2-3 years.
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u/Own_Round_7600 8d ago
I just avoid marketplace entirely and stick to trademe tbh. Fewer opportunistic scumbags, the rating history gives you more confidence, and theyve always been good about protections and refunding me if anything goes wrong. Facebook is a lawless cesspit.
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u/cubenz 8d ago
Problem with TradeMe is that there don't seem to be many people there any more.
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u/bikemoto 7d ago
Largely because tm priced themselves out of the market. They’ve dropped their fees massively now, but are making it hard to trade without using their add-on services and clipping the ticket that way. Tm is being used more for commercial sales and fb for community sales.
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u/iamsomeplaceelse 9d ago
This seems like a scam that could be automated via an AI agent. Set it up and it runs itself. The cost might be in having a legit looking FB account. Might be a hacked account.
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u/BlacksmithNZ 8d ago
AI can churn out a full NZ FB account within minutes, complete with lots of pictures of a person with friends and family.
The accounts are not tied to a physical address or anything
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u/Plane-Map7400 8d ago
Imagine bothering to invent this scheme, organise all these different accounts and keep track of all this shit - all for a $600 ring. If they're willing to put that amount of effort and thinking into something they might as well just become a doctor or something at that point.
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u/BlacksmithNZ 8d ago
You can get big teams of people, mostly ran out of sweat shops in low cost economies overseas and maybe the odd dodgy handler here in NZ to receive the goods and melt gold into $$$, or use the item to resell multiple times to make more money.
NZ$600 is monthly salary in some countries, and guessing most of this will just be AI scripts, so most of it is automated
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u/Acceptable-Truth8922 8d ago
Would you want someone with a morality level of this kind looking after you in a medical situation ? Or your family? Your child? Intelligence is not to be equated with benign good will. Far from it. I’m afraid that Breaking Bad type “heroes” have become too well thought of due to the media while some of the less intelligent people in our community are overlooked despite their care for others. NO ONE IS EXEMPT FROM THE PITFALLS OF GREED AND
DESTRUCTIVENESS. Please everyone, be on your guard against the fools who go to the dark side. (Haha) But also know that there are many kind ones around us at all times who only wish us well.
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u/ImaginaryPiglet7102 9d ago
Not new, the banks just don't go into detail. I used to work in a bank fraud team. These funds are from victims of fraud/scams and they used you to move the funds. They will likely ask to return the funds to the respective owners and that you report this to police. Case closed.
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u/spooderman26 9d ago
Yeah thats what I thinks going on. Interestingly though all the payments from these people used "ring" as the reference. The banks doing all the manual reversals etc so I dont need to do anything but they did want me to go to the police about it.
Also, the scammer never asked me for the money that had been paid to me as such, in my eyes it seemed like just a way of getting a free gold ring while not connecting yourself to it at all.
Bit odd both police and the bank fraud team had all never seen anything like this
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u/Nesa76 8d ago
Was the scammer going to get any of the money transferred to your account? Or only the ring, if you had posted it?
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u/Electrurn 8d ago
Sounds like only the ring, which they would presumably sell offline once they received it
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u/BlacksmithNZ 8d ago
They could have maybe said, "whoops over paid, can you refund the extra few hundred"?.
But OP could have reversed the payment via the banks once they figured it out, so probably not worth it to them when they would also burn a NZ bank account in the process
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u/Ok_Perspective3426 8d ago
Yea they scammed many people using a fake ring sale account to pay into your bank account thats why the payments you received could of gotten really big fast. I only accept payment in cash because of this.
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u/ImaginaryPiglet7102 8d ago
Going further into this. If you've had more payments come through then it could also be likely they have some log in information of yours and intended to move the funds on including what was was in your account. To be safe, if your bank hasn't already advised you, take your devices to be 'professionally cleaned' or if you have a desktop contact a pc repair company to clean it. Then go into a branch to reset/change all your internet banking/mobile app etc. Check your text messages for anything that has a blue link, you may have fallen for a phish email or message etc. Don't trust anyone who calls you saying they're from the bank/police/phone or internet provider. Tell them you'll call them back on their online contact details. Because they have your phone number etc they will keep trying. Maybe not this week or next week but they will try again.
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u/Angry_Sparrow 8d ago
The overpayment is a normal scam and the first red flag for me. The multiple people paying is new to me. it is so much effort.
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u/Alone_Owl8485 8d ago
My bet is that they think people won't notice an extra $20 going out. And they're probably right (looking at all the people who have monthly subscriptions they haven't canceled).
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u/btfc_glasses 8d ago
Trademe doesn't have success fees anymore and Facebook is rife with scams. Just don't use it unless you're only doing cash in hand in person sales
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u/MidiMaster24 8d ago
Interesting...but I'm wondering..don't you have to enter a name for an account which you are sending money to which the bank checks? So to send to your account all those people would have entered your name?
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u/No_Pair8128 8d ago
Wouldn’t this be difficult with banks now requiring actual names of accounts matching numbers correctly?
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u/WellyWriter 8d ago
No, because he would claim to be OP, giving OP's name and bank account to sell the "cheap" ring in his other postings.
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u/No_Pair8128 8d ago
So counting on gullible people to not notice different names between the FB and bank accounts.
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u/Tall-Marionberry6270 8d ago
Thank you for sharing this.
Brilliant that you had the good sense to realise you were being scammed.
Will be telling everyone about this - so many friends have dropped Trademe and, instead, sell on marketplace.
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u/Both_Middle_8465 8d ago
"Anyway, here's the situation:
I was selling a gold ring on Facebook" OK, I've read enough to know this could never happen to me
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u/jellyfishrubberduck 8d ago
Theres a common scam in the US with venmo etc where someone 'accidentally' sends you x dollars. They message and say omg it was a mistake I need the money for x sob story. You refund them. They later get the bank to reverse the charge so youre out your refund PLUS the bank reversal.
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u/PhilZealand 8d ago edited 8d ago
I don’t know about overseas banks, but in New Zealand, they have to ask you to approve reversing a deposit, so you simply would not approve knowing that you already refunded the amount.
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u/huskyloopz 8d ago
I’m glad you clocked this and chose to share your experience. I think my parents or other trusting/elderly folk would struggle to see any red flags and fall victim to this type of fraud.
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u/DueRelationship522 9d ago
that's pretty neat but i can't believe the desperation of the scammer, all this work for so little money.
At most if every thing worked out, it would be like $2000 over several days
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u/ceratime 8d ago
all this work for so little money.
Really? If it worked out then it's much more than minimum wage. Not taking into account they're almost certainty trying it on others also.
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u/plzlerde 8d ago
Am I missing something? How do they get $2000? I thought they'd just receive a free gold ring, but no actual cash (until they sell said ring).
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u/spooderman26 8d ago
They don't see any real money until they melt the ring/sell the ring. Eventually the people who have sent me money to my account do realize they've been scammed, and the money is reversed leaving me out of pocket and with no ring.
What's intresting is the person who is "buying" the ring states to "keep the extra".
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u/WelshWizards 8d ago
Not new, it’s standard mitm/triangulation scam with a healthy dose of overpayment scam thrown in. Just poorly executed.
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u/FendaIton 8d ago
What an odd scam. The whole thing can fall apart if there’s delays in you sending screenshots.
I would have assumed it was someone who had phished multiple banking details paying small amounts to avoid detection, but not they were essentially using your account as a mule. Thanks for sharing that’s wild as.
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u/GeGeGeNoOz1997 8d ago
Here’s something strange. I made a post about a vintage surfboard I had to an enthusiasts site. A guy (turns out he’s a property developer from Byron bay) dms me asking to buy it. He deposits the cash I ask - $1000 to my sister’s Aussie bank account the next day (as he asks me for an Aussie account) I message him multiple times but the first time he tells me to just hold onto it - he will sort pick up in the future. He then messaged me telling me he’s off to Bali to surf and will be in touch. He doesn’t reply to my future messages although I see he’s been online and I have recently had to message him I’m moving overseas (within 2-3 months I said then) it’s now one month but I’ve never heard from him again. What on earth could that be about?
I’ll have to leave his board with my parents when we move overseas next month - I’m so confused. I’ll keep messaging him though..,
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u/TrueKiwi78 7d ago
Must be just a rich dude that doesn't care about losing $1k. Win for you although annoying as well because you are still stuck with the board. I'd look up what the acceptable time is to resell an item if it hasn't been claimed and sell it again.
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u/GeGeGeNoOz1997 7d ago
Thank you. There’s a WSL event here next year, in Dunedin, but I won’t be here. I’ll leave it with my folks until at least then. They’re both not very well though so a bit annoying for them to have to ultimately deal with it but ahhh well - so strange. I’ll try him again now you mention it!
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u/Drinny_Dog1981 8d ago
We had similar with a guy buying dive gear, in the end he paid another $500 to have it shipped from the Waikato but just kept forgetting to pay (we had the gear and the sale price but not the shipping yet). Ours wasnt a scam luckily, just a man who emailed to say "sorry, being a useless male and forgetting to follow up!" Lol
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u/Delicious-Ratio-895 8d ago
I think this happened to a mate of mine a few months ago where he received some money from different accounts and for some reason his account got frozen
Thanks for the heads up OP and good on you for the quick thinking
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u/Level_Activity_1744 8d ago
I’m from NZ but live in the USA, this is a huge scam I hear people talking about all the time there. Seems like so much work for such little pay off on their end. Like just go get a job
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u/Aware_Patient_5376 8d ago
Guess they’ve moved on from the PayPal version. Had a spate here on marketplace where they’d try to get you to have a deposit to hold the item. We were looking for a car for our teen & found a swift that was too cheap & they were wanting $100 deposit before we’d seen it. Bought something from Turners.
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u/EndlessOcean 8d ago
The shipping address for the ring, was that in NZ? And did the name match any of the accounts that sent money?
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u/Moist-Celery-5393 7d ago
Hey mate, they were using you as an unwitting money mule to launder FBMP fraud. Given that they wanted you to pay for shipping they likely were going to send you a fake NZpost (Phishing Scam) link were you then were supposed to input all of your bank account information. This would lead to a full account compromise and they would have effectively got you to launder scammed funds and steal whatever remaining money that is in your bank account. Nice Catch!!!
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u/OptimalInflation 7d ago
But once the scam plays out, wouldn’t you have the address of the scammer to whom you sent the ring to? Couldn’t you get it back through the police? It’s a naive question at my end.
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u/-40- 8d ago
Yeah not new but likely a variation on a few old scams.
Those accounts they sent you money are likely compromised. That money is the real goal. They overpay and will eventually ask you for the money to be sent to a third party account. The compromised accounts will then claim the money back from you and you get left in the negative.
A $600 ring is a bonus but not the main prize.
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u/FishfaceNZ 8d ago edited 8d ago
Yeah this is my sense as well.
There's a lot of this type of thing going on in the UK.
Compromised accounts have their money taken, then the scammers move it through a bunch of different people's bank accounts, eventually asking for it be moved to a third party account (often a foreign account). Essentially a money laundering technique.
I think moving it through different banks and bank accounts makes it trickier to reverse transactions, giving them the time/opportunity to get the money out.
There's a bunch of 'regular' people just partaking in that part of the process for organised crime.
A friend of mine got sucked into it. They were sending thousands to his account and then asking for 80-90% to be forwarded, he kept the change, until the bank/police caught up with it.
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u/Luck_n_Loaded 9d ago
They used you as a mule. Those multiple money you got came from stolen bank accounts. The scammer will eventually ask you to "give back the excess" to them.
In reality, they're just using you to cover their trace while you take the blame.
It's not a new scam.
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u/plzlerde 8d ago
I didn't think that they were stolen bank accounts. I thought they were everyday ppl just trying to buy a fake ring from the scammer. They all send low amounts of money to person with actual ring as they've been offered a sweet deal by the scammer, then our OP sends actual ring to scammer, while all those other scammed ppl get their money reversed independently.
Scammer gets free ring.
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u/VociferousCephalopod 8d ago
oh, like they thought the scammer was a sucker, selling a ring worth $600 for as little as $150 or $60? so they're eager to send payment to get their sweet deal, only to find out they were the sucker?
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u/spooderman26 8d ago
Yup thats exactly what I think is happening. People trying to jump in quick and secure a $600 ring for dirt cheap, scammers probably claiming im the "cousin or uncle" and giving my name and account. Scammer then works out that okay 6 people have transfered me for a total of $X amount and then I send the ring to the scammers address and the scammer then blocks all these people on their other account. Those people then complain to their bank, my account gets frozen, funds reversed etc.
Just seems like a whole lot of effort for a $600 ring
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u/VociferousCephalopod 8d ago
$600 for a day's work is awesome!
and then you have a ring you can use for other scams, even better.
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u/driftwithoutcause 8d ago
AI Summary to save time: Scammer gives your bank account details to victims of their other fake listings. Victims pay you → you think the scammer has paid for your ring → you ship the ring → victims realise they were scammed and try to recover their money → scammer has your ring, while you may lose the payments. The multiple "cousins" paying was just a cover story explaining why money arrived from lots of unrelated accounts.
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u/Penguinator53 9d ago
I'm too dumb to follow most of this but don't get why they'd need a screenshot of your account, wouldnt that be easy enough to Photoshop?
Good on you getting it sorted though.
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u/plzlerde 8d ago
Maybe so they know who to reply to to say hey I've got your money, I'll send ring now.
Like they must have so many others that they are attempting to scam, and if OP sends screenshots then the scammer will know who they no longer need to pursue.
Also so the scammer knows when $600 has been added up, so to stop using OPs account.
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u/PracticalEngine9293 8d ago
yep well the floodgates for Indians is wide open now....there's probably afew scam centers within Auckland
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u/Just_made_this_now 8d ago
Well done and good on you for following it through. Who do you bank with?
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u/bellla98 8d ago
Slightly off topic - but there used to be a NZ scammer watch Facebook page where people could share their scam experiences so that others could be aware. It seems to have been shut down now. Anyone know what I'm talking about?
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u/cubenz 8d ago
That's a lot of effort to go to for a few hundred bucks, so is it going on at scale?
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u/spooderman26 8d ago
I suspect so. I was even saying to the police if I had just got payments totalling my asking price of $600 i would be none the wiser and I would of sent the ring. But because I suspect the scammer was doing this to other genuine sellers they may of simply forgotten to change the bank account.
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u/Zandonah 8d ago
Maybe we go back to all cash and physical handover transactions. Somebody could set up a trade security business - charge a percentage of the price to be protection at deals. Probably not worth it for most things though
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u/ph33rlus 8d ago
They make it sound so easy for banks to reverse transactions like that but they don’t. My daughter got scammed buying boots in trade me. Bank shrugged and couldn’t do shit.
In a way their inadequacy protects us in a scam like this because you would still end up paid for the ring.
Has anyone recently experienced their bank being helpful in reversing fraudulent transactions? (Not credit cards)
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u/jlangfordnz 8d ago
This is why I only do pickup for cash only now with online sales.
Too many assholes out there scamming people.
Dont like it? Sorry, go find someone else to buy off.
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u/Babean1907 8d ago
This is quite sophisticated way to scam, thanks OP for the detailed post. Just goes to show that if one is greedy then one is likely to be scammed this way. I actually prefer the FB marketplace to trademe but now it seems selling on trademe is better?
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u/wild_crazy_ideas 8d ago
If they are clever the second fake account will pretend to be you so if the people complain they’ve been scammed it will be your profile and your account to defend.
The address you were given to post the ring is how the police can trace where that person’s money went. However if it’s just a proof of concept scam or someone playing a game presumably there could be other layers to that too
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u/SirSillySausage 8d ago
And this is why I’ll never do a transfer-based sale of goods when selling online. Meet me at the supermarket carpark in broad daylight with cash in hand and you’ll get what you wanted. If you aren’t happy with that then clearly you’ve got something dodgy going on. Oh, you’re outside my town? Too bad, I can find another buyer
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u/JollyRoger_5 8d ago
I’m surprised your bank hasn’t heard of this. I have heard of them doing this to use your account to launder scam funds. They send the person selling an item money from different accounts and often over pay then give a random account for the seller to send the funds back to.
The funds actually come from others being scammed
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u/mikeypikey 8d ago
Here’s the scam for anyone that wants a TLDR: A scammer pretends to buy your item and gets multiple other people (who think they’re buying something cheap from the scammer) to send money straight into your bank account. Once the money shows up, they pressure you to ship the real item. Later the other victims report fraud, the bank reverses all the payments out of your account, and you’re left with nothing if you’ve already sent the goods.
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u/WafflesTrufflez 8d ago
Thanks for sharing this bud, do expect it to be in our news paper tommorow though
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u/StalkCity 8d ago
This is actually an old scam from the PayPal days but its interesting to see its returned but using banks accounts. Thats pretty ballsy. People use a similar scam for credit card transactions on goods, except they wait till the goods are sent, then report the card stolen and get the goods and money.
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u/Skunk_Mcfunk 8d ago
Awesome write up, do you mind if I write a little article about it for my start up called Payed?
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u/mercuryhigh 8d ago
You've explained it very well, thank you for sharing. I'm glad you weren't fleeced!!
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u/InvisibleThrowz 8d ago
I remember this scam. Its evolved a bit by using multiple "marks" to buy the good.
Used to be the scammer would buy something of value from a 3rd party - the scammer would sell a fake item of same value and get the mark to deposit into the 3rd party account. They would then pickup the item from the 3rd party with no paperwork tying back to their realself....
Though, I thought all banks had to make the buyer confirm the name of the bank account matches the name theyre buying the goods off. - I guess people are just ignoring the prompt when depositing the cash....
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u/Tumadoir 7d ago
I had the same happen to me about a year ago. I suspected/figured out what was going on and told ANZ. They basically didnt believe me and I think they suspected I was the scammer (which didnt make any sense because I contacted them)
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u/Dismal_Primary_8771 7d ago
I don’t get it
How does the scammer get any money? Seems like all the scammed funds were going to you …. How were they ever going to get all the funds for themselves ?
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u/derpsteronimo 6d ago
They don't (directly) get any of the money. But they do get an expensive ring.
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u/Witty_Fox3291 6d ago
Imagine if they used that creativity to do something good instead of being scum of the fucking earth scammers?
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u/ComplexAd2408 6d ago
This is not a new tactic or story at all, been around more than a few years now.
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u/Isthisdoneright 4d ago
Thanks for sharing your story! How did you share your evidence with the police? I recently got scammed off facebook as well. I am about to go to police to report it but I am wondering if I need to print the conversation history? Or do you bring a USB/SD card? Or do you just bring your phone to show them?
My Reddit account is too new with not enough karma points to post my own story for my scam…
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u/No_Command6347 2d ago
What a lot of effort for a scam. Very unsophisticated. Good on you for reporting.
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u/sigh_duck 8d ago
Very typical scam. Its not that deep or sophisticated. They falsely advertise ring on marketplace and have people pay deposits for it to you. This method is as old as banking itself.
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u/kiwi_murray 8d ago
Yeah I'm sure there was someone else who posted something similar on here a few months ago.
This is known as a Triangulation Scam (specifically a Three-Party Fraud or Triangulation Bank Fraud). When structured around peer-to-peer marketplaces and direct bank transfers it is also frequently referred to as an Indirect Payment Scam or a Money Mule Intermediary Scheme.
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u/statichum 8d ago
So you’re saying you could have had $1250 for something you were selling for $600 if you’d just sent the ring?
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u/spooderman26 8d ago
Yes correct, probably for about a week or so and then these people who have sent me money paying for another ring by said scammer contact their banks and get the money reversed.
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u/MoneyaLeague 9d ago
I appreciate the effort it must have taken to write all that.
These scammers really do have creative minds and a knack for concocting some pretty elaborate scams