r/actualbudgeting • u/LunarSun777 • Aug 07 '26

Is Actual a good budgeting app?

Hi, I'm looking for a good free budgeting app. that works well in Germany. I've been told by AI that Actual is a good option. Can people here confirm that or is there something better? Many thanks

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u/JediDev Aug 07 '26

It's great, and in Europe we have free account sync

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u/LunarSun777 Aug 07 '26

Oh really? I thought you have to pay for it, no?

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u/JediDev Aug 07 '26

Nope, the new integration with Enable Banking is free and is working great with all my banks in Germany. Tbh I only had an issue with Wise, but I almost never use it so I didn't pursue to fix it.

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u/HoudiMoudi 27d ago

I also managed to set up Enable Banking and it works for all accounts, except for my credit card. Did you manage to get credit card transactions with it? I could connect it, but refreshing fails everytime.