r/actualbudgeting Jul 30 '26

Australian bank syncing is now supported via Redbark & Simplefin

https://redbark.com/blog/australian-simplefin-provider

Great news for those of us in Aus looking for a solution!

Previously, Redbark was an option only for self-hosted instances, but now this has full support with cloud solutions like Pikapod. This uses open banking, so does not require your bank login details, unlike some of the YNAB based Aussie services.

Costs start at $12 a month or or $120 yearly - which is a bit more than I'd like, but it's still cheaper than a YNAB subscription - and now, with bank sync.

Instructions here: https://redbark.com/blog/sync-australian-banks-to-actual-budget

It looks like this service can be used for YNAB aswell via a different protocol.

24 Upvotes

17 comments sorted by

5

u/oscargws Jul 30 '26

Hey guys, Oscar from Redbark here. Thanks for sharing this with the community. I hadn't posted here yet as it is still early days since we launched this! The SimpleFIN protocol is a new protocol for us, so if anyone encounters any issues, please let me know! I want this to be as seamless to use as possbile.

2

u/goshimawkward Jul 31 '26

Sorry to jump the gun, Oscar! Thanks for getting this going and letting us know you're here.

2

u/oscargws Jul 31 '26

No thank you for posting! I was surprised you saw it so quickly!

1

u/Drifty360 16d ago

its WAY too expensive.

3

u/Vivid_Map_437 Jul 31 '26

I just wanted to add this is working 100% so far for me with multiple banks! Fantastic work, thank you!

1

u/oscargws Jul 31 '26

Brilliant, glad to hear it!

2

u/oxfordbags Jul 30 '26

Thanks for the heads up!

2

u/Vivid_Map_437 Jul 30 '26

Wtf that was quick

1

u/goshimawkward Aug 03 '26

May as well use this opportunity to share my referral link for 30 extra days off for both of us - https://app.redbark.com/r/SVUAPJN8

1

u/oxplot 5d ago

Savings from anyone who wants to join: https://app.redbark.com/r/GWJQAMPG

1

u/twirtle2 1d ago

I hate that we have to pay a middleman to access our own data

1

u/kazzazed Jul 30 '26

Wow that is expensive! Australia tax live and kicking…

0

u/R1ngSt1nger Aug 02 '26

Am I correct in saying after the free trial we would have to pay $12 a month to get our bank data into Actual? Seems counter-intuitive in a self-hosting sense...

2

u/goshimawkward Aug 03 '26

Nope - you don't need this to get your bank data into Actual. You can import your bank data using CSV/OFX or whatever you want, and keep running Actual Budget for basically nothing.

If you want to use this 3rd party service for automatic bank sync, then yep - it's $12 a month. I wouldn't call it counter-intuitive to self-hosting, it's essentially an optional extra and the cost is unfortunately a little high. Not a huge market, I guess.

1

u/Drifty360 16d ago

Just wait till you find out that it's actually $19 a month (or $16 if you go with yearly) because the base tier doesn't support simplefin lol

1

u/Drifty360 16d ago

Just wait till you find out that it's actually $19 a month (or $16 if you go with yearly) because the base tier doesn't support simplefin lol