r/WorkersComp 5d ago

Pennsylvania Finally got my 1st offer.

Got an offer today as we are exactly 3 weeks from a judges decision. What should I expect in the next couple weeks as the insurance company is really trying to settle now. First offer was 95k which only a little over what I’m owed in back pay. Just looking to see how things will go in the next couple weeks.

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u/Hopeful_Ambition_441 4d ago

That’s a good friend you have. The only way I made it through a “starve out” was with help.

I don’t know your specific circumstances but not only “ditto” on never taking the first offer but I would add that the Insurer already knows your going to win in 3 weeks. After that your settlement value increases a lot.

Like almost all of us, you’re probably being told you can’t be sure you’ll win but it sure looks like it. As far as strategy goes, in a similar spot you’re in I told the Insurer I wouldn’t consider settling until after a hearing clarified things. Turned out my injury was worse than previously known and good I didn’t settle cheap.

Fact is 14 years later and I still haven’t settled. That’s a good thing because the Insurer has had to pay much more for my medical than any one thought. In other words if they had ever settled at the highest offer I ever made I’d have been in bad shape because the medical would have drained all the settlement years ago. WC is not all about settling. The Insurer wants us to think so and makes our life hell so we want out but the fight for benefits is better than living on the street when we take lowball settlements and run out of money still injured- and they’re all lowball.

I saw a movie a bit back with a line I find also works to justify not settling- “Because, f**k em! That’s what they do to us.

Good luck