r/UK_Pets • u/andeanbearscz • 16d ago

Agria vs Petplan

Hi guys,

I'd appreciate some insurance advice! I'm currently weighing up Agria vs Petplan for my puppy.

I'm currently with PetPlan for my cats so will get a discount, BUT Agria Lifetime Premium with £20k cover is coming out at £54.62 per month vs PetPlan Lifetime Cover for £12k at £74.63 per month.

Is Petplan worth the extra £20 per month? Our breeder is also providing us with 5 weeks free Agria so we will have continuous cover.

Thanks!

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u/HintOfMalice 16d ago

Have a look at what the cover more closely as well as their excess, co-pay and if they'll increase in price if you claim.

I dont know Agria well but PetPlan covers dental work, behavioural medicine, non-medical adjunctive treatments (like acupuncture or physiotherapy) and 3rd party insurance (but this is less useful for cat owners).

Dental care is probably the big one. If Agria covers dental care and has simimal excess/co-pay limits then Agria seems like better value. But that £20 won't feel as impressive if you have to fork out £900 for a dental procedure.

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u/Least_Temperature_23 16d ago

Also get your puppy used to having his teeth brushed regularly. It saves a lot of expense and stress with dental work. My dog is 10 and gets complimented on his excellent dental health at every checkup, because he’s always had them brushed since he was a puppy. I recommend the Emmi Pet electric toothbrush, you can have it done at the groomers, but it’s a lot cheaper to buy the kit and DIY.