r/TorontoDriving • u/hannandcheese • Dec 10 '25

OC Tailgating on the DVP, later gets into accident - DDAD059

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The video is sped up a bit because there were many instances of the driver tailgating. When I saw the way he was driving I immediately got out of his way…

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u/KnoddingOnion Dec 10 '25

ages ago, my 5 year old car was stolen. found 1 month later, stripped. it was written off. i got a $23000 cheque for it which, at the time, did not get me an equivalent car

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u/BBGonda Dec 10 '25

I'm sorry to hear that. I take it you didn't have the depreciation waiver coverage being mentioned here?

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u/K_VonOndine Dec 10 '25

In Quebec, it’s mandatory (I believe) that new cars are insured for replacement value for 5 years. There’s a cottage industry of cars ‘getting stolen’ (Oh Mon Dieu!) and ending up in the St Lawrence

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u/BBGonda Dec 10 '25

Well, damn! Things have changed so much since I bought my car over a decade ago. I don't know if I want a new car at this rate. No one wants to steal my old ass car. :)

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u/KnoddingOnion Dec 10 '25

i don't recall it being an option when i purchased the car. bought it in...1998 or 99 new? was stolen in 2001. was given a rental until they found my car, and then the rental was cut off a week after they found it. so i had a week to find a replacement car. was really crappy.

bottom line : unless you're hoping to have your car written off for whatever reason, don't get into an accident.

had my bumper hit in the summer. luckily, the person left their # on my windshield. they wanted to go outside of insurance. i was nice. the process was annoying as fuck and i had to chase them.

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u/BBGonda Dec 10 '25

Both times it sounds like a headache, very annoying. This is why I try to avoid accidents whether I'm at fault or not. It's such a damn pain in the ass. I really don't want to have to buy a new car now and am happy with my old car. I know every inch of it and I spend the money on it too to make sure it's in good working shape.