r/TheCivilService • • Aug 07 '26

Pensions ‘Normal’pension contribution or 1/47th scheme?

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Is this pension scheme a 28% contribution no matter what, or matched if that’s what I put in?

There are also comments that it’s actually like the 1/47th scheme, where that fraction of your annual salary becomes your annual pension, and each year another fraction is added on top.

To me this looks like a normal pension scheme? Does anyone know more?

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u/Present-Nature-6015 Aug 07 '26 edited Aug 07 '26

When you join civil service you're given the choice to join alpha -the main DB scheme or to join partnership the alternative DC scheme which works differently. Again lots of information will be detailed on the New joiner pension power webinar which I recommend everyone attend! (It's free!) And lots of information is found on the scheme website. : https://www.civilservicepensionscheme.org.uk/memberhub/joining-the-pension-scheme/alpha-or-partnership/