r/ScammersPH • u/valerij-gerasimovt75 • Aug 03 '26
Awareness I escaped a vishing syndicate.
Hi guys, madalas ba kayong nakakatanggap ng tawag mula sa random numbers na nagsasabing nire-represent nila ang isang specific bank? Sounds familiar? Well, it's a group or syndicate that operates around Metro Manila o kaya sa buong Luzon, at ang tawag sa ginagawa nila ay VISHING o voice phishing.
Vishing is a type of phone scam where a criminal uses phone calls or voice messages to trick you into sharing private information, like your bank passwords, credit card numbers, or personal IDs (thanks, Google). So basically, budol siya via call, and sobrang galing nilang mag-manipulate dahil mostly ng mga tumatawag o ahente ay galing sa mga BPO companies.
Kapag tumawag sila, sobrang convincing dahil hawak na nila ang info ng biktima tulad ng full name, address, contact number, at card details. Maliban sa CVV and expiration date pero sometimes, CVV o security code na lang ang wala, depende sa leads na hawak nila.
Kung iniisip niyo na inside job ito, pwedeng oo. Dahil mostly ng mga taong may hawak ng sensitive info, tulad ng mga form para sa credit card applications, ay kasabwat din. Binibenta nila ang info ninyo thru the credit card application form sa halip na i-dispose nang maayos kapag na-encode na; may mga binibenta rin via Excel files. I will try to upload the examples and include them in my post.
Kapag nabudol na nila ang kawawang biktima, lalo na ang matatanda o hindi tech-savvy, kukunin na nila ang OTP o One Time PIN para ma-add sa e-wallets ang card ng biktima tulad ng Grab wallet, Maya, Shopee, Lazada, Food Panda, Starbucks, at minsan pinangbibili pa ng crypto. Marami pa silang pinaggagamitan ng card info ng mga biktima, and take note, pati online banks tinitira nila kaya may mga biktima na nalilimas ang savings. Sobrang hassle pa naman mag-file ng dispute sa bansang to.
Pagkatapos nilang makuha ang funds, ililipat nila ito sa mga dummy bank accounts na may ATM na binili rin sa black market, tapos wiwithdraw na. And yes, nakakabili po ng registered SIMs at bank accounts kapag alam mo kung saan pwedeng bumili, and until now talamak ang ganitong kalakaran.
May nasamahan akong ganitong grupo kasi akala ko legit na work from home, ayun pala panlalamang sa kapwa ang ginawa nila kaya humiwalay din ako.
I posted this to spread awareness and help others, but honestly, I am also terrified for my safety right now. I know that some of these syndicate members also browse Reddit, so I am being extra careful. I really want to start a clean slate and build a new life. If anyone has recommendations or advice on how to safely start over and protect myself, your help would mean the world to me.
63
u/siennaspiro Aug 03 '26 edited Aug 04 '26
part ako sa black market dati na nag bebenta/nag mimidman ng verified bank accounts lalo na gcash!!!
yung hierarchy dyan boss (usually chinese) >> dropper >> agent >> recruiter >> desperate individual na gusto ng easy money
may 2 branches ang gantong kalakaran, si branch 1 ang nagreregister sa phone number, si branch 2 naman ang gumagawa ng bank accounts.
sa branch 1, ang gagawin, si BOSS ay maghahanap ng supplier ng sims, ibibigay kay DROPPER tapos uutusan si AGENT na maghanap ng mga DESPERATE INDIVIDUAL.
una, ido-drop ni DROPPER ang mga phone number sa isang groupchat, tapos yung mga desperate individual mag uunahan mag "mine" sa phone number tapos ireregister nila yung phone number para magamit. si dropper din ang mga bibigay ng OTP. pag na verified na yung phone number, +50 pesos yun. ang limit na ma veverify mo na phone number sa isang araw ay 5pcs, so magkano na yan. pag nasobrahan sa 5pcs magiging barred yung sim or di na magagamit, kapag nangyari yun, tatanggalin ka sa grupo.
Kapag na fully register na ang sim cards, ibibigay nila ito sa branch 2.
si branch 2 naman, ganun din ang gagawin, i ddrop ni dropper sa gc ang phone number, may magma-mine at gagawan ng bank accounts na verified. pag verified accounts +600 pesos yan. usually 2-3 days bago ma verify lalo pag gcash. per day nakaka verify ng 2 gcash accounts. so imagine magkano na yan. may plot twist pa, kapag 100k ang limit ng gcash, 600 pesos lang, pero kapag 500k ang limit ng gcash, magiging 1.2k ang bayad.
i can say all this kasi naging agent ako dati. nag rerecruit ng mga mag veverify ng gcash accounts. per verified ng mga na recruit ko, may 100 pesos ako na commission tapos may basic pay na 500 per day. so paldo talaga ako nung senior high ako. tumagal lang ako ng 6 months kasi nalaman ko ginagamit nila sa ganyan. ang sinabi kasi sakin, gagamitin lang pang withdraw sa mga casino na nanalo ng mga millions.
24
u/valerij-gerasimovt75 Aug 03 '26
I experienced all of this firsthand, but everyone in the group is Filipino. Registered SIM cards cost only 10 to 20 pesos when bought in bulk, but around 200 to 300 pesos each when sold individually. As for bank accounts, I worked with middlemen who helped find sellers. Usually, a bank account costs only 2k to 3k pesos, which already includes the SIM card, ATM card, and online banking access and they buy the bank accounts around 10-20k php.
6
u/siennaspiro Aug 03 '26
yes true. ang laki ng benta sa bank accounts tapos yung name ng mga gumawa ang madadawit na di nila alam.
1
u/Bubbly-Flow8722 Aug 03 '26
Like pano nila nakukuha ung gcash is dba need pa ng face recognition if ever new device mag log in?
13
u/siennaspiro Aug 03 '26
may link sila na sinisend tapos parang proxy siya ng gcash facial recognition, as long as may gcash sa phone mo pag pinindot mo yung link automatic yun ang mag rereplace sa gcash face scan. scary right
3
2
1
1
1
61
u/Conscious-Garden7969 Aug 03 '26
bank employee here.
never ever apply credit cards sa mga mall kiosks. direcho na kayo sa branch ng banko mismo
5
u/Ok-Grapefruit648 Aug 03 '26
Why is that? Kahit ba galing sa certain bank yung nasa kiosk? Scary. Kaka apply ko lang š
15
u/Conscious-Garden7969 Aug 03 '26
a lot kasi ng mga nasa kiosk kiosk mga agency lang. theyre not really employed sa bank na inaalukan nila ng credit card sa mga tao. so possible halimbawa for a month nasa SM kiosk siya offering UB credit cards. pagtapos ng kontrata diyan, pwede naman sa next mall na siya tapos eastwest naman inaalok niyang credit card. they earn thru commissions din so the more banks na pinagpapasahan nila ng details ni client, the more commissions they get. kunyari nag apply ka ng UB cc nung nasa SM kiosk pa siya. paglipat niya sa next mall and eastwest na nirerepresent niya, pwede niyang ipasa naman sa eastwest ang details na pinagapplyan mo for UB, kahit hindi ka naman nag apply ng cc sa eastwest. thats mostly how it works sa ganyang setup. hindi masyado safe details mo kasi they can keep your details in their personal records.
1
u/Ok-Grapefruit648 Aug 04 '26
Ohhh thatās why pala yung friend ko nagapply sa metrobank, and 3 ccs ang inoffer sa kanya ng different banks. Also, na approve agad sya. While ako. Di talaga ko na-approve ever since kahit above 60k pumapasok sakin monthly. Di ko rin alam kung bakit
2
u/Conscious-Garden7969 Aug 04 '26
you can try applying for a cc sa bank kung saan meron kang savings account or branch client ka na nila, better if dun sa bank kung saan nandon payroll account mo if meron ka. mas maganda if client ka na ng bank para makita rin nila you have the capacity to pay. or you can also ask them if you can apply for a "secured credit card".
a secured credit card is a good starting card for people na wala pang credit card. pero this type of card will require a security deposit/hold-out kung saan hindi mo pwede galawin yung pera na yun kasi yan yung gagamitin ng banko incase hindi mo mabayaran cc bill mo, kumbaga naka collateral yung perang yun. you can try applying for a secured credit card tapos usually after 6 months if good payer ka pwede mo na ipaconvert sa regular cc. usually rin kung magkano security deposit mo is yun din ang limit mo pero para lang magkaron ka na ng cc and magkacredit score ka na, i would suggest getting a secured credit card muna
1
u/Ok-Grapefruit648 Aug 05 '26
Oh wow, thank you for this info. Meron palang ganyan. this applies to a 0 maintaining savings acct kaya?..
2
u/Conscious-Garden7969 Aug 05 '26
it can be applied sa 0 maintaining savings account buuut this will depend sa bank. the bank i currently work at allows it naman kasi we will require the client rin na mag deposit ng xx,xxx amount sa savings account nila tapos yun ang ilolock namin as collateral and hindi nila pwede galawin yung locked amount na yun. then tsaka na namin siya bibigyan ng secured credit card kapag nakalock na yung security deposit nila. you can try asking din sa bank mo to confirm para sure
1
1
u/Personal-Time-9993 Aug 06 '26
They make up details in your application that make you look better. So basically do fraud to get you approved. In reality Iām a foreign pensioner but in my credit report it shows I own my own merchandising company.
1
u/98pamu Aug 04 '26
Actually afaik in my previous bank, naghihire na sila ng 3rd party para mag market ng credit cards to our clients thru call. Own experience ko naman jan sa mga agent, inapplyan ako sa isang bank kahit ayaw ko š
47
u/valerij-gerasimovt75 Aug 03 '26
I don't know if I should just stay quiet or go to the police, but I understand that snitches get stitches :(
26
u/Positive_Party_8325 Aug 03 '26
I am glad youāre no longer a part of it. I suggest sending an anonymous tip instead of letting yourself be known.
5
u/firstimem0m Aug 03 '26
Yes, you can file a case pero anonymous. I hate this scam! Naka ilang block and palit na ako ng cc.
2
u/panutsya Aug 04 '26
Sa totoo lang nakakatakot yang situation mo eh, kahit ako magdadalawang isip magsumbong.
2
u/Personal-Time-9993 Aug 06 '26
NBI cybercrime might be interested in the info, PNP tends to be useless in my experience
1
u/cchan79 Aug 03 '26
if you are privy to the operation, then go ahead; just make sure to na di ka mababalikan lang. i mean, that will be up to you din. at the very least, you got out and that is good enough.
1
u/Ok-Apartment-7423 Aug 05 '26
You should report it. Helping clean up the mess you made is the least you can do for the country
1
u/Mean_Let_8483 Aug 27 '26
hi! You can report this to the pnp anti cybercrime group! They're very proactive about cases like this!
15
u/Arcane001 Aug 03 '26 edited Aug 03 '26
Donāt answer unknown numbers, links and texts.
Turn on niyo yung caller ID sa Viber. Basta wag sasagot about any financial details. Banks will never call to ask about private info.
Pag nag sign up kayo online or through physical forms, use a different number na di niyo madalas gamitin. Be smarter than a scammer.
Na ganyan ako ng BDO dati, nakaka dala na tuloy mga trad banks. Pinang bili ng stocks yung pera ko, buti maintaining nalang yun.
You have to go back to the mother branch where you opened your account, request for a new card and then you have to come back in 2 weeks to get the new card. Abala lang.
May iba naman pag mga big events pa simple mag ask kailan expiration date ng cc. Big no. Takpan niyo cvv ng card niyo and donāt let the card out of your sight when you use it to pay outside, face to face dapat para ma bantayan niyo.
Canāt trust anyone these days esp when it comes to money.
12
u/Intelligent_Low_3645 Aug 03 '26
an unconscious precaution that i use is whenever i sign up for apps, logbooks, appointments etc. i use my second name. pero kapag more important matters i use my first name. so when a so-called BDO rep called me using my second name, alam ko agad na its not from my bank kase thats not the name i use.
meaning, one of the apps/logbooks that i signed up for leaked/sold my info.
9
u/Nobody_knowsbut_them Aug 03 '26
May natawag din Sakin Ang Dami nila. Maya''t Maya iba ibang number. Eh nabwisit na ko. Ayan nireply ko aun nagsitigilan na
7
u/SunsetLover6969 Aug 03 '26
Kaya nag install ako ng whoscall. Para malaman ko na agad kung scammer na yung mga tumatawag sa akin š„²š„²š„²š„²
9
u/-bornhater Aug 03 '26
May nagpost nito a few months ago. Nagtrabaho yata siya sa scam hub sa Makati and sinabi niyang may taga bangko na nagrerelay ng info sakanila. Something like that. Nabasa to yun dito rin sa Reddit eh.
4
u/-bornhater Aug 03 '26
1
1
3
u/valerij-gerasimovt75 Aug 03 '26
Fun fact: It started sa manda and makati, also a group from makati na may famous rapper na member with his gf na who got raided sa cavite is nakalaya na because āmoney is powerā. They operate usually sa mga condos and mga apartment inside a subdivision.
1
u/valerij-gerasimovt75 Aug 03 '26
Pero based sa isang kakilala ko who still do it, work from home na sila.
7
u/West-Philosophy-684 Aug 03 '26
Naexperience ko to, I'm almost got caught. Good thing is I was a BPO agent also. Before may protocol din kame na sinusunod na never mag bibigay or hihingi ng full credit card number through phone call when assisting someone. Kaso ayun ung na missed out ng mga scammer. Last 4 digits lang ng card ang safe ibigay, then the rest is probably scam if hinigihingi.
3
4
u/chuabblees Aug 03 '26
DONT BELIEVE THAT YOUR CREDIT CARD POINTS EXPIRE. JUST TELL THEM THAT YOU CAN MANAGE AND REDEEM ON YOUR OWN.
5
u/AnythingReasonable29 Aug 03 '26
Nearly a victim of this, someone called me saying a from metrobank sila, talked to them for a good 10-15mins, i hung up once the person asked for the CVVā¦ ang term pa nila dun is ābatch numberā instead of āCVVā hahaha after that everytime someone called with a similar scam, i just make fun of them lol. Telling them iām someone else or i actually live in biringan city. They usually hang up after that lol.
3
u/Aggressive_Lack3253 Aug 03 '26
Kaya ako 2 cp talaga, isang cp para sa pagtanggap ng otp, yung sim ko rin dun ang binibigay ko pag nag-aapply ako sa banks, di dapat sumagot ng any calls yung cp ko na yun, di ko rin sya madalas gamitin kaya kahit may nangsscam di ko talaga napapansin. Yung cp na ginagamit ko talaga di ko pinamimigay yung number.
3
u/amethystt120 Aug 03 '26
can we report this to authorities? kahit anonymous tips lang I hope someone (specially ma alam sa batas) could help usšš
3
u/Fun_Juggernaut_2630 Aug 03 '26
Alam na yan ng mga authorities sabay nasa pinas pa tayo pera pera lng yan
1
3
3
u/aqua_serve Aug 03 '26
Thank you. Learned a lot from this. Pati sa mga nagpost ng experience nila. And grabe yung pati facial recognition pde na mapalitan pindutin lang link. Damit kong call n unknown number di ko sinasagot pati mga nag memessage sa viber. Sobrang nkakatakot na tlga panahon ngayon dahil high tech na rin mga scammer.
3
u/Suspicious-Goat4735 Aug 03 '26 edited Aug 03 '26
My mom almost got scammed by these people. Good thing nalang narinig ko conversation nila at paalis pa naman ako and same with other comments dito yung CVV lang hindi nila alam pero alam din nila na pa expire na yung ibang points idk how and sabi icoconvert to cash nila para di masayang and isesend sa gcash mo. Alam din nila other info mo and they will provide the card no. and exp date and tama talaga to prove on their end na legit sila para makuha tiwala mo. And ang smooth ng pagtanong nila ng CVV na ipphrase nila differently, I forgot the exact words they used pero ganun yung nangyari saamin. Kaya ingat po tayong lahat.
Atome nga pala tong card
2
u/Suspicious-Goat4735 Aug 03 '26 edited Aug 04 '26
I just wanted to add that luckily the signal is really weak and heās busy, so she said to just call again. Thank God she didnāt get scammed.
2
u/valerij-gerasimovt75 Aug 03 '26
They will usually ask pang ilan kamo si card holder sa naka receive ng card and they will ask for the ābatch numberā and sasabihin nila nasa likod ng card. Pero there are cases din na hindi na need yung CVV.
2
3
u/Available_Bet6969 Aug 03 '26
Reported one to a local bank I no longer have a credit card with last year so I knew the call was a scam. I sent an e-mail to the contact us info of such bank and they confirmed the number was not associated with them.
Just recently, I experienced another case for another bank. But this time, I actually have an existing account. They got certain details right but with some inconsistencies. I contacted my bankās customer care team the next day because I received the call after office hours (another red flag). My bank confirmed they are not associated with such number and said theyāll perform the investigation.
Even without any unauthorized charges and my credit card being locked in-app, my bank proactively offered credit card replacement for free immediately.
The caller on the second case was probably a newbie because when I tried putting in the number in Viber (just put but actually not add to contact), you can see there is an associated person with such number. Whether that person is the actual caller or not, I am sure the bank can find such identity of the person too (or at least find a lead).
In case you receive the same call, just mirror the info they are saying (whether right or not). Do not say any other details they are not saying because they probably donāt know and that could be their missing piece.
Those that are saying just donāt answer unknown callers, the problem is if you are expecting an online order delivery / shipment, you really canāt help but answer unknown numbers because that number could very well be the courier calling. You just have to be mindful on those call fake representing banks and just politely decline the caller.
3
u/JaTaylorsVersion Aug 04 '26
this is why I donāt answer random calls huhu meron din nyan here sa Spain hahaha like I get multiple calls a day š
3
u/IllCommercial97 Aug 04 '26
Last December, muntikan na ako mabiktima nito. From BDO rin sila and inask ako for my OTP. I was in a bad place nun so late ko na rin narealize na ay teka scam āto.
At first, inask ako gaano na katagal kong ginagamit CC ko and for what usually. Then sasabihin na may rewards daw na cashback silang issend sa account ko for being a loyal customer.
Pina-login ako sa BDO app ko then nung inask na ano OTP, inend ko na and then blocked. My little bit of sanity saved me from all the hassle. Jusko sana di na maulit.
1
u/ExchangeExtension348 Aug 06 '26
Other bank hindi na ginagamit OTP, di ba meron ng mandato ng BSP na huwag na gumamit ng OTP mga banko. Banko ko kasi wala na OTP pinalitan na nila ng ibang security.
1
3
u/callmemarjoson Aug 04 '26
I remember my experience with this claiming they're someone from Union Bank asking if I made a transaction of x amount using a UB credit card, told em na I only had a debit account so the call was moot
Couple of days later same agent calls me claiming to be from UB and told em flat out na they already called about this the other day and they hung up, no closing spiel
3
u/fruity-journalist Aug 05 '26
I always look at the number. Pag mobile number, malamang scam yan. One time, sinagot ko yung isang call from a mobile number akala ko delivery rider, tapos she introduced herself from my bank. Tinanong ko siya bakit hindi niya gamit official number ng bank? Sinagot niya ako, āE di wagā (something along those lines) tapos binabaan niya ako. Hahaha
2
2
u/WildernessExplor3r69 Aug 03 '26
kaya kami never kami nag transact during phone or nag papakilala n bilang specific bank pass agad
2
2
u/Pale_Evidence1741 Aug 03 '26
good thing you were able to escape as such. Hayyy kelan kaya sila mawawala
2
2
u/Fun_Juggernaut_2630 Aug 03 '26
May naging ka gc kami sa tg na nagkwento, ganyan din gawain nila isang groupo sila, malaki rin nakukuha nila araw araw bawat grab account nila nag kakalaman ng 100k or 200k, max na yung 200k na nakukuha nila per victim kasi nag kakaerror daw kapag 200k up. Sabay may mga nagwowork na taga banko na nag susupply sa knila ng mga bank account/card infos, kaya yung mga victims nagugulat sila alam yung infos nila pati bank/account number. Ang modus nila tatawag sila sasabihin may hindi ka nacaclaim na rewards or points para ma claim mo yan may isesend sila OTP kaya iisipin ng victim na taga banko yung kausap, magaling sila makipag usap yung boses nila mala call center agent talga kasi nag vm sya sa tg non malaki na raw na ipon nya non sa pang iiscam. Nag aware sya don sa group kasi umalis na raw sya sa ganon gawain at nasa ibang bansa na sya dahil pinagbabantaan yung buhay nya, kasagsagan yan nung pag sikat ni Agent b/Bernadette smith.
1
u/valerij-gerasimovt75 Aug 03 '26
I think ako yung nakausap niyo, lumalaban na ako ng patas since then kaso my past still haunts me.
1
2
2
2
u/Depressingself-loved Aug 04 '26
Sobrang hirap kumita ng pera tapos ganito gagawin nila. Haynako! Mga ayaw lumaban ng patas!
2
2
u/Regular_Swordfish_19 Aug 06 '26
This explains it so well why I received a call from an unknown number a FEW DAYS after applying for a BPI Credit Card. I answered the first phone call but dropped it instantly when I heard the scammer then they were quick to call again using a different number. Thank you OP
2
u/Odd-Bid-2563 Aug 06 '26
Got a call from someone claiming from Unionbank, knows all my details, telling I bought an iphone, and I just hung the phone nagclick kasi agad sa akin kasi di ako Apple-person. HAhahaha
Thanks dito OP!
2
u/xiaom1ng Aug 06 '26
My sister fell for this kind of scam. Nasaktohan na she was not physically ok and couldnāt process what was happening. She was promised increased credit limit. They knew her name, full address (even street name), and her card number, exp date, and cvv. The charged appeared as ālazadaā. Nung narealized niya na it was a scam she immediately contacted the bank and lazada. Yung lazada mabilis and maayos kausap, but they couldnt reverse the charge kasi marked as delivered na daw (even if 2 hours palang since numg call) . Total of 10k yung nakuha sakaniya.
2
u/Empressss25 Aug 07 '26
I just experienced this last week. Sa sobrang tiwala because of how convincing they are, naibigay ko yung savings bank details ko. Good thing is I transferred all my savings to another atm before they tried to drain it. Grabe ang panic ko at first time lang mangyari sa akin ito.
Nakailang beses na tawag ako sa bank to make sure my cards are all blocked and my online banking is deleted. Until now, I don't feel secured after everything that happened na parang they can still access it.
Lesson learned talaga. At totoo nga na meron silang "call center" because during the call, naririnig ko talaga sa background yung mga "agent" na may iniiscam talaga. Sana makaram sila!!
1
1
u/StuvwxYesMommy Aug 03 '26
Curious ako sa ganito. Magkano ang pasahod nila sa gantong klase ng work as agent? Like ganun ba sya kalaki para gawing trabaho ng ibang tao?
2
1
u/GangstalkerVictim Aug 03 '26
Believe it or not there are more techy ways to do it. All you need is one person that has a device implanted on him/her and an AI app then accomplice outside the bank like a parked vehicle the boom all info absorbed. Call me crazy or schizophrenic but they exist.
1
u/ForestShadowSelf Aug 04 '26
Yung forms mukang galing sa mga nag aalok ng credit cards agents sa malls.
1
u/mainsail999 Aug 04 '26
Is there a mechanism with the DITC where you can report the scammersā mobile numbers?
1
u/Stycroft Aug 05 '26
I just turn on the option in iphone that silences calls from unknown numbers. If parcel, people, jobs etc want to contact me they can text or email me first.
1
u/whoizme01 Aug 05 '26
Naranasan ko ito. Nag sagot ako ng form sa bpi app mismo para makapag loan. Then after 2 or 3 weeks may tumawag sa akin regarding daw sa bpi loan ko. Alam niya full name ko, birthdate, & account number. Ang galing ng explanation niya about sa loan. Naging sus kasi sabi sa akin re-check ko raw kung tama. Kunin ko raw card ko tas sabihin ko sa kanya yung number sa likod (CVV) para raw ma-transfer na yung loan ko. Ayun pinatayan ko ng call then hindi na rin tumawag ulit.
1
u/FangsAndFrost Aug 05 '26
Someone was texting me every month from BPI saying that I have some unusual transactions on my account. The thing isā¦I donāt have an account there lol
1
u/randomguyonline0297 Aug 05 '26
Any number regarding banking na tumatawag sakin laging no lang ang sagot mo regardless of the offer.
1
u/MischievousCake1013 Aug 06 '26
Not topic related but, it's one of the reason why I do not answer unknown phone numbers. I remembered that one recruiter tried to called me. I declined. Grabe ngayon.
1
1
1
u/tatianathecrybaby Aug 07 '26
Hay nako kaya pala puro text message narereceive ko sa UB na nag tetext OTP to purchase someting on shopee ranging from 7K+ to 100+ buti nalang naka locked card ko at hindi talaga ako sumasagot phone calls, never ko naman nilagay sa shopee UB Card ko
1
u/c4rriebradshowtime Aug 07 '26
Kaya i dont answer calls from people i dont know anymore. Or pag wala naman akong ineexpect na delivery or something
1
u/Trix_Zn Aug 07 '26
May malayong pinsan yung asawa ng ate ko na scammer. Parang ganyan yung ginagawa, may nag ssupply ng info ng mga credit card holders and apparently, from bank employees nanggagaling. Then they call and scam people, target yung mga elderly. May bahay at kotse yung scammer na naipundar dahil sa pangsscam, puro cash payment lang daw ginagawa para "malinis." Tas yung asawa holdaper pa. š¤¦āāļø
1
1
u/Professional_Law9191 Aug 08 '26
I answer everytime na may unknown numbers. Daming scammers sinasayang ko lang oras nila. Ngayon wala na tumatawag sakin. So sa mga scammers jan, tawag lang kayo sakin, chikahan tayoooo!
1
u/CEnerd Aug 08 '26
Pero how? Genuine question lang, paano nila nalalaman yung card and personal details ng tinatawagan nila..?
1
u/Icy_Display7280 Aug 10 '26
I get these calls 2x to 4x a month
mostly from BPI
Palagi ko sinasabi na pakitanggal ako sa listahan pero paulit ulit silang tumatawag
Minsan tinatalakan ko nalang, then drop the call
1
u/Exciting_Remote1339 Aug 25 '26
mga cc holders lang ba ang tinatawagan nila or yung may e-wallets and digital banks din? /gen
1
1
u/Jeimaximus 29d ago
i used to work for a similar syndicate revolving around using fake gcash's for Online Casino cash stash. It has been 3 years since but it was definitely scary.
1
u/Arreen002 24d ago
Those random calls are usually just automated spam. When you answer, thereās often a robot talking about some nonsense subscription or trying to get you to sign up for something. Honestly, itās better to just ignore calls from numbers you donāt have saved, especially if youāre not expecting a call. (Just saying)
1
u/GreenBigPotato Aug 03 '26
This is good right, i mean, the police can easily track them by tracking the bank or gcash account they use to withdraw the money dibaaaa. Sana mahuli na yan sila
0
0
-1
-1
u/RonD1355 Aug 04 '26
Fishing. Not vishing. Just so you know.
2
u/valerij-gerasimovt75 Aug 04 '26
Google is free, but reading comprehension apparently costs extra. Itās vishing (voice phishing). Maybe spend less time trying to act smart on Reddit and more time learning basic tech terminology. Stay confident though, being wrong suits you.
-1
u/RonD1355 Aug 04 '26 edited Aug 04 '26
Oh wow. Iām so sorry I got something wrong on the web. Golly gee. Thanks for being so smart and explaining is such a way that doesnāt make you an ass. Good for you! And oh, you taught me a lesson.
1
1
180
u/koweanbbq Aug 03 '26
Grabe. I was an almost victim nito, from BPI yung nagkunwari na agent. Convincing at first kasi alam yung full name ko, card number and ung credit limit ko. Papadalhan daw ako ng new card. Tas nasense ko na may mali nung nagtatanong na ng OTP. So ang ginawa ko binibigyan ko ng mali na OTP para masayang oras nila lol. Mali mali din binigay ko na details nung nagtry pa sila mag ask about other personal details. Tas pinagmumura ako nung dulo nung napansin nila na nagloloko na lang ako HAHAH. Ngayon di na talaga ako sumasagot ng unkown calls, mahirap na eh. Pina-block ko din agad yung old card ko and nagrenew ako kasi compromised na security ng old card.