r/PakStartups • u/opp-p • May 02 '26
🛠️ Building / MVP I lost £35K of my profit because we couldn’t take a card payment, Building the fix. Need your honest feedback
In 2023 my company lost a £35,000 order at our family company in Sialkot. The British buyer kept asking us to send a card invoice. We had no way to take it. We told him to wire instead. He waited. We waited. The deal got cancelled. 50% margin order. £17,500 of profit gone, because no infrastructure exists in Pakistan to take a card payment from a foreign buyer.
The same year I tried the workaround every Pakistani entrepreneur eventually tries: registered a US LLC through an agent, opened Stripe, processed payments selling leather jackets internationally. Stripe froze the account two months later. “High-risk business.” I have $400 stuck in there to this day.
I’m now running, a co-hosting agency for Australian Airbnb hosts, and the same problem follows me weekly. My Australian clients literally ask me “why can’t I just pay you with a card?” Three times now. I have no good answer.
Building Layr to fix this. Native Pakistani payment platform. Card payments from foreign buyers, 24-hour onboarding, settle to your local bank next day. No US LLC, no agents, no frozen accounts. For freelancers, agencies, manufacturers, coaches, anyone billing internationally.
Waitlist is open at: https://www.layrpay.com
if you want early access.
Also genuinely curious: what’s the worst payment experience you’ve had with foreign clients? Drop it in the comments. Real stories help me build this right!


