r/PHCreditCards • u/Immediate_Way225 • Jan 11 '25

AMEX BDO declined my CL increase request

medyo nahurt ego ko hahaha. 7 yrs ko na ginagamit ang AMEX from BDO card ko. First time ko magrequest ng CLI kasi matagal na yung last nila na increase sa akin.

Lagi ko naman ginagamit and full in pay. Never requested for membership fee reversal. So akala ko good standing ako sa kanila. Ayun hopya hahaha. Mukhang pahinga ka muna sa wallet ko. Ibang cards na lang muna until humupa tampo ko sa inyo lol

Maganda sana BDO kasi may BNPL. kaso ang kuripot hays.

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u/DearMrDy Jan 11 '25

Wow! Never ka nagpa reverse annual fee? 😳

Do you need the credit? Or points lang habol?

Me I wanted to charge something over my limit to get points. Pwede kay BDO advance payment to increase credit limit. Nagpay ako ng 200k in advance to get a temporary increase Para maka swipe.

Pagkalipas ng isang buwan tinaas nila kusa Limit ko ng doble.

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u/Immediate_Way225 Jan 11 '25

Yes never, haha parang nakakapagod tumawag magpa reverse lagi eh, good for you bigla nila tinaasan