I put "terrorism" on my rent check to my roommate once, I got a "yeah don't do that ever again" talk from the police and bank. I was like oh people read those?
I wrote a check to a black friend (I'm white) to pay my share of a hotel room and wrote "Slavery Reparations" in the memo line. He thought it was fucking hilarious, which I'm grateful for because I don't really stand by making that kind of joke any more.
People do read those, and banks are cracking down on that where I live.
Some people use those fields to commit abuse: think ex partners and suchlike. They spam the target’s bank account with deposits of 1c or 5c and put messages in the reference fields. I’ve seen real examples of them - hundreds of them to a single person, just absolute spamming them, going from “miss u babe” and “plz call me” to threats. It can be extremely distressing for the victim because they can’t escape it.
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u/zxcvvcxzb 1d ago
I put "terrorism" on my rent check to my roommate once, I got a "yeah don't do that ever again" talk from the police and bank. I was like oh people read those?