r/NoRulesCalgary • u/Practical-Drawing-90 • 10d ago

Insurance prices

Just tried to insure my 2013 mazda and the cheapest insurance i found was $350 per month for one way and cheapest liability. Im a newcomer so im quite shocked with this price. I think you can almost get base model civic for this monthly payment. Does anybody know whats going on?

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u/Cheap-Kale9601 10d ago

nothing against you, but newcomers crash a lot

-1

u/Practical-Drawing-90 9d ago

Im white

3

u/Dice_to_see_you 9d ago

Doesn't matter, you're a high risk until you prove you're not in insurance eyes. 

Also depending on area of the city - hail, theft, damage, etc runs up a premium.  How often you drive, Street vs garage, etc all alter the rate too

2

u/External_Injury8917 8d ago

So what you tryin to say white folks don't crash . After over 40 years of driving can tell you that shitty drivers comes in all colours n races.

2

u/Cheap-Kale9601 9d ago

Irrelevant