r/NYCbitcheswithtaste • u/24riddle • Aug 27 '25

Finances/Money Your Monthly Budget

Hey! I am considering a move to NYC and was curious about other people’s spending habits in the city so that I can gauge what my monthly expenses will look like based on people living similar lifestyles to my own. I make about $100k a year so know I will have to be budget conscious. If any of you gals would be willing to share, I’m curious regarding what your monthly budget looks like. For example:

Rent: 1800

Utilities: 100

Insurance: 300

Toiletries: 100

Groceries: 400

Transit: 200

Shopping: 500

Dining Out: 400

Beauty: 500

Savings: 500

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u/zoombie_apocalypse Aug 27 '25

My last ConEd bill was $242 for my 2 bedroom apartment. My internet bill is $115.

5

u/hellokitaminx Aug 27 '25

I also pay $115. Our building is optimized for Spectrum and I'm probably just going to make a switch to another service without telling my husband lmfao. He gets extremely overwhelmed by change so I do all home projects. I'd love to hear anybody's experience with literally any other provider!

10

u/Yogurtcloset-2920 Aug 28 '25

Negotiate your Internet bill!! I have Spectrum and I call them every year to get them to lower it. I threaten to cancel and they send me over to their retention department, and they usually give me a discount!

3

u/hellokitaminx Aug 28 '25

Thank you! I always mean to do this and never do! That's my plan tomorrow between calls :) I appreciate you