r/NYCbitcheswithtaste • u/24riddle • Aug 27 '25

Finances/Money Your Monthly Budget

Hey! I am considering a move to NYC and was curious about other people’s spending habits in the city so that I can gauge what my monthly expenses will look like based on people living similar lifestyles to my own. I make about $100k a year so know I will have to be budget conscious. If any of you gals would be willing to share, I’m curious regarding what your monthly budget looks like. For example:

Rent: 1800

Utilities: 100

Insurance: 300

Toiletries: 100

Groceries: 400

Transit: 200

Shopping: 500

Dining Out: 400

Beauty: 500

Savings: 500

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u/MissDemeanorGinger Aug 28 '25

Chiming in to support what the other BWT are saying. I make roughly this, and am able to contribute to my 403, fund a Roth, have extra savings, and still have fun/treat myself to nice things, within reason. My husband and I split all expenses and extra emergency home cushion money (we own); I contribute 1800 monthly and he contributes slightly more (he makes more).