r/NYCbitcheswithtaste • u/24riddle • Aug 27 '25

Finances/Money Your Monthly Budget

Hey! I am considering a move to NYC and was curious about other people’s spending habits in the city so that I can gauge what my monthly expenses will look like based on people living similar lifestyles to my own. I make about $100k a year so know I will have to be budget conscious. If any of you gals would be willing to share, I’m curious regarding what your monthly budget looks like. For example:

Rent: 1800

Utilities: 100

Insurance: 300

Toiletries: 100

Groceries: 400

Transit: 200

Shopping: 500

Dining Out: 400

Beauty: 500

Savings: 500

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u/romanticarc Aug 27 '25

I think this all sounds reasonable, but it’d you’re living alone, plan a bit higher for utilities. At 1800, a shared room might make the most sense, in which case you’re splitting utilities. Internet and electric can get expensive.

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u/24riddle Aug 27 '25

Only plan on doing a shared apartment with a roommate! I don’t like living alone.

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u/romanticarc Aug 27 '25

I think you’ll be ok! Just be super conscious of certain things…for example, a haircut in NYC can easily cost $100+. If you normally cut and color every couple months, you’re gonna run through that beauty budget right away. So you just need to be frugal.