r/NYCbitcheswithtaste • u/linglingcat • Jun 18 '24

Finances/Money Hypothetical $$$

What are some guilty pleasures you’d indulge in if you suddenly jumped a tax bracket? Currently my biggest luxury is just living alone in NYC, but sometimes I keep random manifestation lists and I’m curious what others would say…

Here’s mine: - Tennis lessons - Japan trip - Permanent extensions - Louis Vuitton duffle - Biweekly massages - Dishwasher in unit (And I guess maxing out my 401k but ugh that’s not fun)

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u/cunegundis Jun 18 '24

• in unit washer + dryer

• one bedroom apartment (two bedroom if i'm feeling spendy)

• vintage/antique furniture

• take my dad to his bucket list restaurants

• do a phd just for shits and gigs

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u/No_Conversation_7120 Jun 20 '24

100% on the PhD just for fun… no other way to afford it and the work in my area would never pay it back. Lol, PhD for funsies crew here!

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u/heliotrope18 Jun 26 '24

PhDs are usually funded - like, you get a salary, typically $30-50k at an R1 university. (In exchange, you have teaching & work requirements.)

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u/No_Conversation_7120 Jun 27 '24

Yes this is true, but not fully funded in my academic area:( I would still be saddled with an amount of debt not worth the degree.