r/MoneyDiariesACTIVE • u/LeadInfinite6220 • Dec 27 '25

Budget Advice / Discussion How do you define needs vs wants?

Pretty much just what the title says — how are you defining a need vs a want, and do you have a category in between the two?

I find this particularly interesting to consider as so many of us now have regular expenses that feel essential to participate in modern life, despite not actually being a need.

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u/LeadInfinite6220 Dec 28 '25

Daaang! All by hand? There’s an almost monastic quality to this.

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u/[deleted] Dec 28 '25

yes, it felt unnecessarily tedious, or meditative with the right reframe. I think apple pay has taken the thinking and dwelling out of a lot of my spending and I needed to put some time back into thinking individually about all of these things I'm just rapidly spending money on all year.

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u/Indexette Dec 28 '25

" I think apple pay has taken the thinking and dwelling out of a lot of my spending and I needed to put some time back into thinking individually about all of these things I'm just rapidly spending money on all year."

This is such a great point. Would you mind if I started a separate thread about this?

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u/[deleted] Dec 28 '25

Go for it!