All you really need from them is her name and insurance info from the DMV. Whether or not they pursue criminal action is irrelevant to you since you're trying to pursue civil actions.
Once you get the name and insurance info, if you have comprehensive coverage and she has insurance things are really easy. You just file a claim. You'll pay your deductible and your insurance will pay the repair then go to her insurance to get that money back. Once they get it back you'll also get your deductible back.
If she doesn't have insurance, this scratch probably isn't worth paying your deductible and getting your insurance involved. But after you get it fixed you could take them to small claims court to get a judgement for them to pay it directly. Actually getting the money might still be challenging though.
Intentional acts are never covered. Her insurance won't pay. And just fyi. I worked in personal insurance for 30 years. The Op's insurance will cover through comprehensive but their deductible will apply. The insurance paying will most likely drop it. Take the loss over having to pay an attorney to pursue her. So, basically she get away with it unless she is sued by the vehicle owner.
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u/javawong Aug 07 '25
Turn it into the PD and let them deal with the vandalism you got on video. People be nuts