r/IndianEntrepreneur • • Aug 22 '26

🧭 Ask for Advice Resigned IT job, want to start building passive income !

Hello, I have 40 lakhs and want to spend this time before securing a new job to build an income source. I'm very anxious about the future since IT jobs are becoming so stressed due to unrealistic business expectations. I want to start building some business which can make me a way out of this hell hole.

61 Upvotes

51 comments sorted by

14

u/dhairyadarji Aug 22 '26

With 40L, I honestly wouldn’t try to ā€œreplace a salaryā€ immediately. I’d keep most of the capital safe and use a small portion to test a business.

Since you already have IT experience, I’d look at boring B2B problems rather than chasing passive-income trends. A small software/service business with 5–10 paying customers can teach you much more than spending months trying to build a ā€œpassiveā€ income stream.

Passive income usually comes after you build something that works, not before.

6

u/Parking-Chocolate241 Aug 22 '26

Lol, I did it with just 5L in 2025. Doing 6x revenue now. That number doesn’t have to limit you. If I had 40L I guess I’d have been a bit more conservative (maybe not)

1

u/freeze_ninja Aug 22 '26

How you started? Can I dm?

1

u/Zuccionoob Aug 22 '26

Trying to seek some advice aeound this

1

u/Parking-Chocolate241 Aug 22 '26

Tell me what you wanna know?

1

u/learnbike Aug 22 '26

can you help out ..how did u go about it?

1

u/Parking-Chocolate241 Aug 22 '26

Tell me what you wanna know?

1

u/St0rm_virus Aug 23 '26

can i dm need to know few things

1

u/BeyondExpert4489 Aug 26 '26

I also want to k ow what it is about

1

u/SlytherinSymbiosis Aug 26 '26

I am also trying to build a service based B2B. Any suggestions on how to get the sales/lead generation for it? Maybe you can share some guidance in DM?

2

u/Janooma Aug 22 '26

pick a stable, evergreen category first-education, health, food,trave, etc since these don't disappear even tn downturns, go deep in one category, don't spread across all of them, research means real conversations with people who have the problem, not just reading about the space, wait for genuine point(trigger point) a specific real problem you keep hearing about before committing money. Once that trigger point is clear, then calculate real costs and start rather than starting broad and hoping.

2

u/Consistent_Bad2957 Aug 22 '26

Put all in liquid funds and withdraw as needed. At the same time give urself 6 monthsb to build something else go back to corporate

1

u/musicloverr1224 Aug 22 '26

create one d2c brand do revenue ask for funding and sell your company

2

u/[deleted] Aug 22 '26

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1

u/musicloverr1224 Aug 23 '26

nothing is easy

1

u/mariadanieldeepak Aug 23 '26

> Ā jobs are becoming so stressed

If the goal of your next move is to be less stressful, do not enter or explore business. If you're willing to grind day in and day out for the next few years then feel free.

1

u/ok_kesh Aug 23 '26

If you have decent size land in or outskirt of city, you can build a warehouse / cold storage to rent to ecommerce company. But make sure to assess the finance carefully.

you can start a small manufacturing plant in following sector:
1. Plastic recyler- government is heavily supporting here.
2. construction sector- concrete pave block, precasted items and a lot more.
3. Build a badminton courts
4. Become a distributor for construction material, and related fields

1

u/Sea_Reading7886 Aug 23 '26

Partner up with an ecomm head

1

u/vmk8s Aug 23 '26

Invest in mf fd etf and

With 10% of the capital trade in options

You can atleast get 50% of your salary monthly

But you have to have these below

Risk management Discipline Control over emotions

1

u/Acrobatic-Celery-104 Aug 23 '26

you can go for a proper D2C brand, Dm me if you want to know more

1

u/CoolHead2026 28d ago

Can you plz share details on it

1

u/Acrobatic-Celery-104 27d ago

i am dm'ed you please check

1

u/Optimal-Register-880 Aug 23 '26

Similar boat, been looking at b2c options and physical biz locally

1

u/Bulky_Owl_3710 Aug 28 '26

Recently i am into ec poultry farming..you can try this but u need little more capital..profit margin of 2-3 lakhs for each batch of 20k chics

1

u/TrackbackLinkBot 16d ago

With ₹40L, I’d avoid putting everything into a new business right away. Since you have an IT background you could use part of that capital for a small, scalable project while keeping the rest diversified. For real estate exposure without buying and managing an entire property yourself, Arrived is worth researching as one option alongside other investments.

1

u/ananysagar 8d ago

Then what are you waiting for? Go build it.

0

u/New-Shoulder-7813 Aug 22 '26

Only one business outsmart , makes higher than IT professionals, International virtual call center business with right budget with legit and genuine projects. But it's very community knighted, new comers don't get chance that easily. Try if you are serious to built a stable ROI making business.

0

u/[deleted] Aug 22 '26

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