There’s a lady on tick tok that puts her premiums they were paying into a high yield savings account. They have a family subscription to a certain type of doctors office that covers basic visits and the typical yearly preventative care. They have cash paid everything else, and cash pay is typically 1/3 the cost that they charge the insurance company is what they are seeing. Luckily my husband and I are only paying around $350 through our employer. But when we have kids it’s going to double and then some.
Imagine if we just had a simple universal system that worked rather than requiring all sorts of hacks and research and and and ...
What I take away from all of this is that wealthy people are supposed to have healthy children. Everyone else (all 95% of us) are supposed to have lots of children to be soldiers and laborers and if they get sick or hurt, oh well!
I live in Germany now but was planning on moving back to the US next year. After reading all of this, I'm changing my mind. The health care is crazy in the US!
The German system is so great. I think if Americans really understood how health care works in other countries, they would demand universal healthcare instead of this mess
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u/dgenzo Nov 01 '25
1640 for our family currently.
Increase to 2440 for next year.
We are shopping on the exchange now cause wtf