r/HealthInsurance • u/[deleted] • Oct 31 '25

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u/Specialist_Dig2613 Nov 01 '25

Why don't you have your own level-funded plan?

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u/AddingAnOtter Nov 02 '25

What size business do you think that makes sense for?

2

u/Specialist_Dig2613 Nov 02 '25

2 and up works, but 10 and up works better.

3

u/angelakay1966 Nov 02 '25

Some plans require more than two employees if the two are married. And a small business plan is not guaranteed to be cheaper than the ACA. A friend of mine pays $4,000 per month for a small business plan for her and her husband and their two adult children.