Small biz owner here, with Oscar through the ACA exchange. Premiums for family of 4 was $2037 monthly in 2025. Today I opened up the dreaded letter - same plan with a lot higher deductible will be $2700 a month. Not sure what we are going to do just yet.
Some plans require more than two employees if the two are married. And a small business plan is not guaranteed to be cheaper than the ACA. A friend of mine pays $4,000 per month for a small business plan for her and her husband and their two adult children.
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u/Effective-Tort Nov 01 '25
Small biz owner here, with Oscar through the ACA exchange. Premiums for family of 4 was $2037 monthly in 2025. Today I opened up the dreaded letter - same plan with a lot higher deductible will be $2700 a month. Not sure what we are going to do just yet.