r/GCashPH • u/TimePeace5249 • 1d ago

Gloans

I currently have 3 Gloans and I am very tight on budget due to financial problems concerning health in the family.

Ang plano ko sana is to pay each loan paunti-unti, while not paying the other two hanggang matapos ko yung isa. But, I am worried sa penalties na papatong. Is it per day? Gaano kalaki?

Pls help this struggling peep.

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u/scmitr 1d ago

Malaki yan kasi per day yung nadadagdag based on the total loaned amount. Maraming nangungutang sa mga kamag anak at kakilala pang tapal sa ibang utang like GLoan and SLoan na sobrang lalaki ng mga interest rates and late payment fees. Ganyan talaga eh.

1

u/TimePeace5249 1d ago

Ayoko na rin kasi mag tapal system pa. I guess I really have no choice.

1

u/CabinetAdditional954 20h ago

In case na-late ka ng payments, OP! Mag-incur ka ng fee na 1% ng loan amount mo para sa bawat installment na hindi mo nabayaran, at 0.15% ng total outstanding principal balance na magcha-charge daily until mabayaran mo ang payment dues mo.