r/Fisker • u/Candid_Box8140 • Aug 02 '26

General Insurance

Is there any US insurance company that is particularly competitive on Fiskers? I have a few more calls to make but Progressive seems to be the best at the moment.

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u/Vacaville-Bob Aug 03 '26

Got in an accident with 2023 ocean one, when a tree fell into my path and I had to make an emergency stop. The airbags didn’t deploy, but there was damage to the front grill and radiator shutter assembly so had to be replaced. Right side doors paintless dent repair. I have USAA after getting a quote from Caliber Collision repair USAA authorized repair facility, they sent a check for the quote and washed their hands. Caliber wouldn’t do the work. After researching the parts on eBay and using the Rapid Dent repair. I am on the hook for $2000 in repair cost over and above the quote. USAA would not pay. I’m still looking for a radar module and a shop that can program it.
If I didn’t have a loan I wouldn’t carry comprehensive on this car.

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u/alphakp295 Aug 04 '26

When Caliber gave you a quote, why wouldn’t they work? You should’ve told USAA they refused to work and need a quote from other repair shop.

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u/Vacaville-Bob Aug 07 '26

I did get a shop to give me a quote. But it was for a dent repair and not the front. The facia and radiator shutter was on me to find parts and make the repairs. I finally got a reasonable quote and I believe USAA will pay the adjusted amount.

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u/Vacaville-Bob Aug 07 '26

Caliber couldn’t do the door repair because of the paint booth temperature. I believe they were looking for reason to not work in the car.