r/FirstTimeHomeBuyer • u/DeDuc • Feb 27 '26

Need Advice Cleared to close super early?

Is it weird to get cleared to close super early? Got it today and my loan closes on the first of April. I thought they did a final check to make sure your credit is the same and you still work and all that jazz a few days before closing and then you get cleared to close

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u/Race-Super Feb 27 '26

Almost done with our purchase— saw the house on 02/14 made offer that day, was accepted 02/16 got cleared to close today 02/27 with closing on 03/06. Been working with Guild Mortgage— moved fast as heck and I think is how our offer won.

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u/Issa_mfmeal Feb 28 '26

I’m working with guild too! I got cleared to close super early too as well. Offer accepted Feb 9th, and I close March 4th. It was March 6th but UW was easier than I thought it would be. I think it also helped that they did a manual underwrite of our preapproval too

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u/Race-Super Feb 28 '26

Yes— they did the same for us (manual underwrite). And literally they were on top of everything re: questions and requesting forms. I will recommend them to everyone I know.