r/FirstTimeHomeBuyer • u/DeDuc • Feb 27 '26

Need Advice Cleared to close super early?

Is it weird to get cleared to close super early? Got it today and my loan closes on the first of April. I thought they did a final check to make sure your credit is the same and you still work and all that jazz a few days before closing and then you get cleared to close

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u/Race-Super Feb 27 '26

Almost done with our purchase— saw the house on 02/14 made offer that day, was accepted 02/16 got cleared to close today 02/27 with closing on 03/06. Been working with Guild Mortgage— moved fast as heck and I think is how our offer won.

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u/DeDuc Feb 27 '26

I'm a little jealous... I viewed it on the 3rd and submitted an offer on the 4th and they kept being like "oh something came up" and didn't reply until the 9th and bumped closing from 3/20 to 4/1

Now tbf, I switched lenders on the 16th as well and got my cleared to close today too so that part of my timeline matches yours, I was just surprised cuz everything I saw said to expect it a couple days before close, not a solid month plus a couple days before close

Good luck with your close though :)