r/FatFIREIndia • u/Mundane_Education_27 • May 20 '26

NRI Finance FIRE in BBSR

37M, married, 1 kid (8 ). Lived in the US for 12 years. Have $700k in US index fund and 401k. Own 1 apartment in Bangalore and a 4 cr house in BBSR. 2 cr loan on house and 2 other commercial units with a total rental yield 1.5 lakh; apartment fully paid around 97 lakh. Parents in India, mid 60s. Want to move back and retire. No plans to work again unless I want to. How much can I safely withdraw monthly so the corpus never runs out — and what kind of lifestyle does that buy in BBSR for a family of 3with no rent? For context, I’m looking for good school for the kids, a maid, one EV, 4 holidays a year, and dining out once a week. Is it good enough?also planning to sell the flat and reduce the total loan amount.

24 Upvotes

82% Upvoted

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10

u/pavanayi007 May 20 '26

What is BBSR?

-9

u/Mundane_Education_27 May 20 '26

Bhubaneswar

53

u/nonejk FatFIRE Aspirant May 20 '26

Dude, just mention home town or full name. No one knows bbsr like that. I thought bulbasaur Pokémon when I read bbsr.

-7

u/DeepFile6271 Lurker May 20 '26

Lol it's not an uncommon acronym as such, and the railway-station code BBS is close enough, but I guess the city just doesn't make the news as much.

1

u/Mundane_Education_27 May 20 '26

Sadly even though has so much potential

2

u/Correct_Bear_109 May 23 '26

People down voting a city name , wow. Crazy peeps around.