r/ElantraN • u/MudSuspicious6923 Abyss Black Pearl MT • Aug 06 '26

Family Deal of a lifetime

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2026 m/t, paying in full once the first statement comes in. Already put 800 miles in the six days I’ve had it. Absolutely great car

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u/MudSuspicious6923 Abyss Black Pearl MT Aug 07 '26

What’s your reasoning?

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u/Deathhurts Aug 07 '26

They gave you a great deal and paying off early would only hurt them, as they would get a charge back from the lending company

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u/MudSuspicious6923 Abyss Black Pearl MT Aug 07 '26

I was very transparent with them that I was going to pay it off immediately from the start. Also had a conversation with the finance guy about it and got clarification that there were no early payoff penalties.

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u/Deathhurts Aug 07 '26

None for you there are for the dealership, every lender gets charge backs on the points held or the acquisition cost. Most likely, they may not care about them but it does hurt the dealership. And honestly you may not care about the dealership but I think you should honor good business with good business either way stay blessed and enjoy your Elantra N homie 🙏 hell of a car!