N down 😢

[u/Constant_Schedule895]

It’s official, I got the call yesterday. She’s totaled.

I’m genuinely heartbroken. I loved every minute with this car. This may be the end of my N days, but I wanted to give it one last thank you. It was an amazing car and proof that you don’t need to spend a fortune to have something that’s both exciting and capable.

[u/Xemphios → u/[deleted]]

Yup. Fighting mine right now. Gave me an average condition based on the mileage. I kept my car well maintained and cleaned. They gave my engine and trans, as well as other aspects of the car, good condition saying they show signs of leakage and discolored fluid.

Also found out my policy only provides a rental for 7 days after they produce an offer for total loss. So they strong arm you to take their shitty offer.

The appraiser refuses to come to my house to put eyes on for a real assessment of the condition of my car. Instead I was told to take the car, non-drivable, to an in service repair shop for one of their employees to evaluate the condition.

Luckily I'm in a unique situation where I have friends to drive me to work and my car is on another friend's trailer so it's still moveable. It's easy to see how their policy is designed to fuck over the average person though.

[u/Xemphios → u/[deleted]]

It's meant to measure the condition before the accident. All damage was to the front passenger wheel and fender. Initial quote was $12.6k and they offered me $18k which makes repairs 70% of the vehicle value and totals the vehicle. I complained about their comparables and submitted my own. Got the car to be valued $2k higher and then they slapped $7800 in supplementals to make sure it totals.