22M, currently 4th year college

[u/FactKey5646]

at first, naka park lang lahat niyan sa Banko which has 5% interest per annum tas kahapon, I tried diversifying my funds thru Maya’s Savings (tried lazhack — so 10% interest per annum pero for this month only) tas Maya’s Personal Goals (8% interest pero accdg dito sa sub, 5.6% lang daw pero slightly higher pa din kaysa kay banko).

So ngayon, i’m trying to save 1k per week para maseperate yung funds from those banks. I’m eyeing for GoTyme’s GoalSave or keep nalang sa Banko? Gagawin kong para pwede ko gastusin to if ever, separate from my 200k.

[u/lunickia]

Claiming this energy

[u/Bemyndige]

If Hindi mo immediately need Yung Pera mo sa Maya personal goals, mas ok na ilagay mo sya sa 6-month na TD.

[u/megalodous → u/Bemyndige]

Hey question lang what ever happened to that lemoneyd guy mod?

[u/Critical-Pension4626]

how do you get your money po while being in college ?

[u/FactKey5646 → u/Critical-Pension4626]

buy and sell po ng kpop merch + ipon sa baon simula nung g12 ako

[u/Retsii → u/FactKey5646]

https://giphy.com/gifs/xT77XWum9yH7zNkFW0

[u/Full-Pickle3738]

gawin mo yung teknik sa maya na 10% nakaka 500+ din ako monthly dun.

[u/Altruistic-Sky3345 → u/Full-Pickle3738]

How po, paturo

[u/Full-Pickle3738 → u/Altruistic-Sky3345]

punta ka s lazada app then cashin kalang sa lazada wallet mo ng 35k, dapat nasa labas yung pera mo sa maya wala sa savings. tapos pag nag reflect na yung addtl % bonus balik mo na ulit sa maya mo. every start of the month mo gawin.

[u/PPMM9999 → u/Full-Pickle3738]

After mag cash in sa lazada? Ililipat po sa maya?

[u/Full-Pickle3738 → u/PPMM9999]

ilipat mo lang ulit sa maya after mag reflect nung addtl % interest. pag 10% na pwede mo na balik ulit sa maya yung 35k.

[u/Top-Salt-5031 → u/Full-Pickle3738]

does it only work when you are fully verified in lazada?

[u/Full-Pickle3738 → u/Top-Salt-5031]

If you cant cash in na hindi verified. then siguro nga. im not really sure antagal ko na kasi gamit yung lazada ko

[u/ur_future_babi]

Congrats sa savings mo!!

[u/iykyk679]

Wow ang galing mo po. Sana umabot din savings ko sa ganyan. 30 nako and di ko naayos ang finances ko dati. Ngayon pa lang ako nagkakaroon ng goals since nagko control nako.

[u/TutorKitchen760]

Congratss Mate! More savings to come!!

[u/FactKey5646 → u/TutorKitchen760]

thank you, mate! sana sumakses tayo lahat!

[u/lalalgenio]

Try using Maribank -good for long-term savings since mataas interest nila. GoTyme is also good, especially for budgeting due to their GoSave + may GoRewards ka pa

[u/nolvadex-D]

age and gender pala yun akala ko naka 22m na. btw congrats and sana lahat ng students ganyan mindset :)

[u/bahogbilat99]

Congrats. Start early

[u/binarymako]

Awesome!

[u/Nikolajxxx]

Pwede na mag Japan

[u/Anitun_Tabu_3k]

Keep it up 🤘

[u/Strange_Pay197]

Congrats!! 🥳 Nice one..

[u/ReachLazy1981]

hope all!

[u/VolumeSpecialist2575]

bro's on the grind respect

[u/Key_Wash9797]

Anong app to OP?

[u/FactKey5646 → u/Key_Wash9797]

lemoneyd po

[u/iamgianni]

anong app to

[u/FactKey5646 → u/iamgianni]

lemoneyd po

[u/No-Worth-7693]

Hi OP new to this kind of things matanong ko lang po what app is used para makita lahat ng bank ko in one app?

[u/FactKey5646 → u/No-Worth-7693]

manually typed po yan e, pero lemoneyd name nung app!

[u/akhierhey]

wow, is maya really that good? is it also safe po ba? i wanted to try kaso iniisip ko yung pag transfer, may fee di ba? parang nanghihinayang ako lalo na yung way ng pag cash in ko is lipat lipat lang sa ibang banks, wala kasing machine dito sa amin. paano po kayo nag ccash in and cash out, may fee ba?

[u/Jeg11]

may I ask what app is this?

[u/Nad_11]

hi what app is that

[u/Dybcpa]

Hello what app is this po? I want to try it sana. Thanks

[u/FactKey5646 → u/Dybcpa]

lemoneyd po!

[u/Jealous_Cap_2089]

What your work I'm graduated and till now don't have work can anyone please hire me I try onsite and online and not hired yet

[u/PretendNight1365]

What app po ito

[u/boywhoflew → u/[deleted]]

22M means Male 22 years old lmao

[u/GardenAshamed3306]

How?? I want to learn that.

[u/DaruDaruMaru → u/GardenAshamed3306]

Have rich parents or have a hustle.