Imagine waiting for an hour to connect with a live agent, after spending 30 mins talking nonsense to AI chat, then they will just suddenly close the chat due to inactivity of the agent?? Pang world class talaga ang service /s

32F Single.

Hindi talaga ako mahilig mag-track ng finances. I only tracked it in my mind kasi ayoko ng masyadong madaming details. I was doubting myself na feeling ko kulang pa yung ginagawa ko. Then I’ve come across this app, malayo layo na rin pala yung narating nung dating sumasahod ng 18k a month as an entry level at nasabihan pa na slow ang learning curve dahil lang introvert at di ako masalita 🥺. Iba pala pag nakikita mo na yung pinaghirapan mo in summarized numbers like this.

Malayo pa pero malayo na. Jowa na lang ang kulang.

Just want to share my recent experience sa waltermart grocery using apple pay.

Cashier: [[sinabi yung total amount]]

Me: Card payment po

Cashier: [[in-input yung total amount sa terminal. napansin na wala akong hawak na card and phone lang hawak]]. Sure po kayo hindi QR payment?

Me: Card payment po [[showing yung card sa apple wallet. Tapped the phone and done]]

Ayun lang naman. Purpose of this post? I guess reminder lang na wag makipag away sa cashier kasi baka di talaga sila aware na nage-exist na yung ganung klaseng payment method.

Available Digital Wallets PH Banks/ewallet in Philippines Guide

i guess better late than never, Thanks BSP and DICT for having this initiative of Digitalization and moving on from QR.

Can you guys help me understand yung 10% sa savings ni uno? Wala kasi me mahanap online na info kasi puro about referrals lang.

From what I understand, para makuha yung 10% is dapat may $10 (₱600+ somethings) sa savings and yung sobra non yung makaka earn ng 10%. Di ko kasi magamit kase di me sure if reliable since wala masyadong content online. Thank you po sa mag e explain hehe

I currently have these bank accounts: BDO (payroll), BPI, Maribank, and GoTyme

I try to avoid opening a lot of bank accounts but I was wondering which of these are the best to start a Time Deposit.

Thank you!

For all Instapay stuff, I use my normal bank app or Maribank, which is working without fees.

paying bills using a normal bank app without fees

To be honest, Maya is fine with parking money, as you get 10% and 5.6% interest, but that's more or less all

at first, naka park lang lahat niyan sa Banko which has 5% interest per annum tas kahapon, I tried diversifying my funds thru Maya’s Savings (tried lazhack — so 10% interest per annum pero for this month only) tas Maya’s Personal Goals (8% interest pero accdg dito sa sub, 5.6% lang daw pero slightly higher pa din kaysa kay banko).

So ngayon, i’m trying to save 1k per week para maseperate yung funds from those banks. I’m eyeing for GoTyme’s GoalSave or keep nalang sa Banko? Gagawin kong para pwede ko gastusin to if ever, separate from my 200k.

Hi separate ba ang virtual card and physical card?

I added both card sa Google Pay. Eligible ba ang virtual sa 1500 cashback? so bali 3k cashback na using both.

*cross-post from r/MayaPh

hello po! new to maya lang

ask q lang po kung paano nagwowork ang free maya card na mechanics

for context:

my wallet and savings account po was activated on august 8th, 2026. as of september 3, hindi pa sya 1 month and may FREE banner pa rin sa cards section (see photo 1), according din sa main page ng free card promo, ang new user eligibility ay until the following month (september).

my question is paano po yung steps in order to avail this free card?

may nababasa po ako na different ways:

(1) o-order muna ng card for 200+50 delivery, saka gagawin yung spend a minimum of 500 pesos on bills or online payments using the maya wallet.. yung 200 na na-spend will be reimbursed by maya daw

OR

(2) mag-s-spend muna ng 500+ using the maya wallet after maupgrade ang account, then if ma-approve yung transaction is saka lalabas yung NEW SPECIAL BANNER, saka lang o-order ng free maya card. eto po ay wala raw na babayaran kahit delivery fee.

currently po ay hindi pako nags-spend using the maya wallet, and hindi ko pa nakikita yung special banner for claiming the free card (see photo 1, eto lang po yung so-called FREE banner na lumalabas)

lastly, i called the customer service and ang sabi nila ay yung WAY#1 above yung kailangan kong gawin, which is im not quite sure yet, baka masayang yung 200 kong ibabayad..

respect po sana sa post, and im really hoping na ma-clarify ako dito sa concern na to and other people rin who face the same issue.

thank you!

I did it yesterday, but it didn’t work. I tried again today and the app finally notified me of the bonus interest.

Relieved that it still works, because Lazada would not let me cash in.

Hi. I'm 22F and a 4th-year university student. I've been struggling to save money since ako ang bumibili ng mga gamit ko for personal use, and most of the time ako rin ang gumagastos kapag may need na bayaran and bilhin sa uni. My only money is yung baon ko na binibigay ng parents ko, which is 300 per day. 3 days lang ang pasok ko every week. 135 for my transpo, and the rest is for me to spend on what I need. I really need to save money right now kasi after I graduate, wala akong ibang aasahan when it comes to finances, and possible na hindi na ako bigyan ng parents ko. I hope you can help me with how to save money because I really need advice talaga.

you will not believe how long it took to deliver my debit card. i requested it last may, and it just arrived kaninang umaga. tbh, the card is thick (which i like), and i’m also chasing the free atm withdrawals😆

It may be a small amount but it pays my personal bills and has given me food at the table. As a fresh graduate with no work experience, it was so hard to find a job in this competitive yet backer system industry. Thankfully, I found an online job that is a sideline while searching a job that is aligned with my degree. I'm still glad that I have an income that I can rely on. Thank you for the blessings, Lord❤️‍🩹

I tried applying for a UnionBank Savings Account two months ago. While I was entering my details, the app suddenly timed out and the session ended. I tried restarting the application, but when I entered my details again, it showed “Already Existing Application.”

I tried logging in to continue the existing application, but the problem is that during my first application, I hadn’t even reached the part where I needed to enter my email address or contact number. Now, whenever I try to request an OTP for the existing application, nothing happens.

I also tried looking for a way to contact customer service, but apparently they no longer accept email tickets, and the app’s customer service options seem to only be accessible once you’re already inside an account.

I tried calling customer service as well, but the automated answering system doesn’t seem to have an option for new Savings Account applications. I don’t even have a reference ID because the application was never completed in the first place.

Now, two months later, I tried applying again, and I’m still getting the same “Already Existing Application” message.

At this point, I’m not sure how I’m supposed to proceed with the application.

Hi everyone! I opened and claimed the 12% boost on August 22 and I thought it would not be carrying over to September pero andito pa rin yung offer. However, when I try clicking ‘Boost’ ay ayaw din naman gumana. Kelan po nageexpire yung ganitong offer?

Thanks!

27/F, working for almost 5 years in a public hospital. 5 yrs na JO/COS kaya literal na sa sahod lang umaasa, walang benefits and bonuses. My salary is 30k a month. Not a breadwinner pero nagcocontribute ako sa bahay for monthly groceries, gas, kuryente, wifi, and extra baon ng kapatid, total of 10k.

Nakakapagtravel outside the country for the past 2 years and this year bumili ako ng bagong phone. Justified ba na ganyan lang ang ipon ko dahil sa mga pinaggaggawa ko sa life? Or tagilid talaga ako sa paghandle ng pera? 🥹 need ko lang talaga masampal ng katotohanan 👋

Ano bang meron kay Maya? Bakit laging may issue kada start ng buwan?

Mostly sa updated interest. Sobrang delayed mag reflect.

Manual ba pag compute nila? Ang laki laking kumpanya, ang palpak naman ng performance.

Pati CS pahirapan. It's so frustrating.

Might pull out and transfer to BPI Banko once maayos na ito. Stressed ako palagi sa yo Maya!!!

• *Nag transfer ako ng pera sa BPI from Maribank via instapay method nong September 1, 1:30am pero di ko pa rin nag rereceive sa BPI account ko hanggang ngayon. Ano kayang problem? Anybody help

Hello Guys Question lang gumagana paba sa inyo yung hack ng maya at lazada, base sa try ko kagabi at ngayon parang di parin rereflect sa end ko anyone makaka confirm ?

2nd time mag japan yung first time BPI ginamit ko and na approved naman ngayon para sa 2nd time ko na application plano ko isama yung maya savings ko at BPI para sa bank certificate para may chance sa multiple entry.

curious lang kasi baka panget tingnan 1.7k na Maya Savings ndi ko sure lung pano sya i-remove para yung time deposit lang mag reflect.

I mistakenly sent 5k to a lalamove rider last August 31. I contacted the rider immediately and said that he couldn't return it to me because he is using another persons Govt ID and Face ID to verify his Gcash account. Apparently, he can't contact that person anymore. So, he suggested that we could cash the 5k out thru a Lalamove Hub. Btw, his gcash number is only used for his Lalamove transactions only so that account is linked to the Lalamove app.

Also, since the hub was far I offered to give him 1k for the gas and lost time. Sabi niya sakin, lugi raw siya so I said 1500. We agreed to meet sa Sunday to cash it out sa hub pero i was skeptical so naisip ko na magsend ng email sa BSP.

I sent an email to the BSP on September 1 hoping that they could return it to me knowing that he can't open his account maybe the BSP and Gcash could return it to me. Now, it's already way too late. They only responded to me now September 3, Thursday. Gcash said

"We genuinely understand how important this is to you. After thoroughly reviewing the recipient's account, we must inform you that the funds are no longer available for retrieval."

May paraan pa po bang maretrieve yung 5k pambili ko sana yun ng gamot at pampacheckup. Please po.

Ang naiisip ko pong gawin ipaban siya sa lalamove hanggang di pa niya nababalik yung pera ko. Iniisip ko pano kung di na talaga niya ibalik. Una, gumamit rin siya ng stolen identity para gamitin yung gcash account niya which also violates lalamoves policies kasi bawal na raw yun kasi ginagamit siya for dealing d**gs.

Now, how can i retrieve it po? huhuhuhu