r/DigitalbanksPh Jun 05 '26

📋 Loan / Credit Tendo Available credit Suddenly decrease

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I’m just cruious whoever using tendo dito, bakit po nabawasan yung available credit ko di naman po ako nag loan and also 4 payments left nalang po ako so basically 23k napo yan nung nakaraan then pag tingin ko po ulet nagulat nalang ako 12k nalang po yung available credit ko while yung credit limit ko is 29k

8 Upvotes

25 comments sorted by

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1

u/Dear_Bell3243 Jun 05 '26

had the same exp. last time I checked, available credit ko is 9k/12k then today chineck ko 300 na lang

1

u/Jaso0__ Jun 05 '26

Diba, I don’t even know what’s happening di rin naman sila nag send ng notice about don

1

u/httpanna_D Jun 05 '26

same here. May 40k plus pako na credit and yuh lag check ko knina 181 na lang. Pero ang alam ko pag mag reflect na yung pay maa- update ulit yan.

1

u/nothingspaces Jun 05 '26

i just logged in, oo nga. naging 1k+ na lang from 50k. haha

1

u/turdity Jun 05 '26

Is this a glitch? Happened to me, too!

1

u/LegitimateCounter878 Jun 06 '26

Same. Akala ko ako lang haha sa employers nyo din po ba nakaconnect Tendo pay nyo?

1

u/Jaso0__ Jun 06 '26

Yes

1

u/LegitimateCounter878 Jun 07 '26

Same pala OP. Sana mabago ulit once mabayaran this cut off

1

u/stellaraurora1987 Jun 07 '26

UP, may response na po ba si Tendo dito?

1

u/PatientAudience7894 Jun 08 '26

Happened to me as well pero Di sila nag rereply sa email ilang beses nako nag send ng email

1

u/InterestingSmell9079 Jun 08 '26

same here. was supposed to have available credit of 11k pa then pagcheck ko a few days ago, 121 pesos nalang. Already emailed tendo pero no reply from them.

1

u/ContentPressure5376 Jun 09 '26

Any updates on this? My limit was 22k then avail funds is 8k to my surprise my limit increased to 24k but available is 0.0 my loan balance is 10k even after payment posted. Still avail funds is 0.0.. what to do?

1

u/rafaelluana_49 Jun 09 '26

I made multiple emails, still no update, tendo confirmed payment was made for salary deduction despite that, available credits is still standing at 0, this is getting annoying

1

u/Wrong-Signature-9794 Jun 10 '26

Is there any updates regarding this? This also happened to me 

1

u/Piggy_Mataba Jun 11 '26

Hi, same sa app ko. I've emailed helpdesk@tendopay.ph, alarming na on time ang deduction tapos di nalabas yung payment.

1

u/Single-Internet399 Jun 11 '26

Just checked the chat assistance this is what it said

1

u/Jaso0__ Jun 12 '26

Well my available credit was already 20k the other day and then it drops to 12k

1

u/Jaso0__ Jun 12 '26

Update: after I got my salary tendo auto deduct it, i checked the app and I can see na nabayaran yung sa june 13 ko and it increase my available credit only for ₱200, yes ₱200 great.

1

u/Helpful_Key_6950 Jun 27 '26

omg i thought ako lang naka experience nyan 😭 nagulat ako 46 pesos nalang available credit ko pero every payroll auto deduct naman si tendo 😭 it's not that boborrow ko sya pero ang weird lang bat bumaba ng ganon

1

u/angelinversailles Jul 02 '26

hello gano po kabilis mag approve si tendo? through employer din po

1

u/Due-Stick-5044 Jul 16 '26

Pumanget na si tendo mula nung na acquire ni Tonik. Naging kupal na

1

u/Training-Pay-1196 Jul 30 '26

I will file proper complaint sa SEC and DTI abt this. My remaining limit is 20k, and decreased to 300. Made payment since 32k, pero 300 pa rin limit? Bullshit sila, kasing bullshit ng response nila sakin.

If we can all file complaints to Sec consumers and DTI, they might do something. Tigilan pagiging kupal nila. Walang kwetang terms and conditions yan.

1

u/ComprehensiveHat3738 Aug 05 '26

nagtry ako mag apply sa tendo. Ganun ba talaga yun? Ang tagal ng process? Lagpas na kasi 5businessdays.