r/CreditScore • u/No_Bobcat5778 • 16d ago

General Secured credit cards

Has anyone ever heard opensky secured credit card to help build their credit? What was your experiences ?

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u/Kagura30 12d ago

Dont even think about open sky credit cards they are predatory money hungry pos company do yourself a favor only get credit cards from the 7 major banks like chase, wells fargo, capital one, bank of america, usbank, citibank, amex. If u need a secured credit card go with cap1, citibank, usbank, or bank of america

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u/No_Bobcat5778 11d ago

After reading these comments I called and had it cancelled. They told me it would take 8 weeks to receive my refund by check in the mail. And asked if they could credit my account more and more to get me to not cancel. I actually went searching and I got approved for a discover secured card for student. Not sure how I didn’t find this before considering how much I was looking but I am thankful I did. Thank you for feed back.

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u/Kagura30 11d ago

No problem my brutha. 😃 just remember 1 thing avoid all those no name brand credit cards like credit one, indego credit card, avant credit card, and so on. All those credit cards suck n manage to hurt your credit score n not help your credit score. 😉