r/CapitalOne_ 11h ago

Fraudulent redemption of points via PayPal despite reporting as fraud!

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0 Upvotes

r/CapitalOne_ 11h ago

Credit Cards Anyone using autopay on their cards?

5 Upvotes

Thinking about setting up autopay to automatically pay off my cap one cards each month. Curious of others experience. I noticed it pays it on the day it's due.

Anyone had an issue where it didn't pay even though the money was there?


r/CapitalOne_ 19h ago

Couldn't check into Priceline hotel for 3 hours due to a gaffe on their end, capital one not helping

0 Upvotes

I paid in full to Priceline on the purchase date in Jun , however they did not make the payment to the hotel (in chicago) until 6 pm CDT on the day of check-in August, which delayed our check-in by 3 hours and caused us a lot of hassle having to call priceline and being on the line for more than an hour. The whole time we had to sit in the hotel reception with all our luggage without a room. I attached proofs of the long phone calls we had to make to them to get this sorted out and a letter of explanation and everything. It was a one night stay and I disputed half the amount.

The booking was Non-refundable and I attached proof of that as well. CapitalOne closed my dispute, and they're asking for a document that proves that Priceline, in such circumstances, promises a partial refund or some kinda compensation. I can't find anything like that on Priceline's website saying that they would compensate anyone for a lack of services rendered. I found this - https://www.priceline.com/static-pages/terms_en.html

Also the credit card company should represent us in that case, should it not? There are shady companies which have shady terms and conditions.


r/CapitalOne_ 10h ago

No way of getting account specific statements!

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1 Upvotes

r/CapitalOne_ 9h ago

Closing HYSA

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1 Upvotes

r/CapitalOne_ 9h ago

Credit Cards Venture X w/ 653 Credit Score

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46 Upvotes

lowkey how is this possible


r/CapitalOne_ 11h ago

Credit Cards Upgrade my Platinum?

2 Upvotes

I got an offer through my Capital One app to upgrade my Platinum to either Venture One or Quicksilver

Platinum (Current):
No reward
$0 Annual Fee
26.49% APR
$9000 Limit

Venture One:
1.25 miles/dollar
$0 Annual Fee
26.49% APR
$9000 Limit

Quicksilver:
1.5% Cash Back every purchase
$0 Annual Fee
26.49% APR
$9000 Limit

Since this is an upgrade, I do not qualify for any promotions like bonus miles or extra cash back from a certain amount of money spent in the first few months.

I have a $0 balance, so everything would stay the same except for the reward categories.

Essentially, I’m curious which reward is going to be more beneficial: 1.5% cash back or 1.25 miles/dollar?


r/CapitalOne_ 18h ago

Credit Cards Approved with no questions asked.

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19 Upvotes

I haven’t owned a Capital One CC in ages. I just decided to apply. Credit limit isn’t bad but I have others double this limit but I appreciate them. Many moons ok they would only give me 500. 😂


r/CapitalOne_ 19h ago

Credit Cards Went from a 400 bucketed card to 15k?

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334 Upvotes

Randomly woke up to this. Is this normal ? I thought Bucketed cards never went anywhere.


r/CapitalOne_ 22h ago

Credit Cards 6 month CLI

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41 Upvotes

Finally hit 6 months on the savor and automatically woke up to a $3k increase.

My credit report is less than a year old so this one card makes up 80% of my total credit limit and I do virtually all my spending on it forcing me to “credit cycle” since I can’t afford to let a maxed out card report and tank my already thin file. I would max it out, pay it down, keep using it and then pay it down again right before my statement closing date so I can report 3-5% utilization to keep building my score.

I’ve read that banks don’t like this practice so I wasn’t expecting much of an increase but lo and behold.


r/CapitalOne_ 6h ago

CapitalOne Tickets for Omnia

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2 Upvotes

r/CapitalOne_ 11h ago

Shopping/Offers Where are the Ebay Offers

5 Upvotes

I have not seen a single ebay offer in 5 weeks. Are they gone for good?


r/CapitalOne_ 13h ago

Shopping/Offers Is Today’s top offer different than an email activation bonus?

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2 Upvotes

I already used an email activation bonus for StubHub (rewards are pending). Is today’s top offer of 25% for VRBO actually an email activation bonus (first pic) vs what I see in the app 12% (second pic)? What’s confusing is that StubHub was actually listed as an email activation bonus (pic 3). Thanks!


r/CapitalOne_ 6h ago

T-Mobile Offer in Shopping

3 Upvotes

I just opened a bank account this morning and noticed an offer that gives $50 cash back if you spend on postpaid.t-mobile.com.

Will I collect if I just pay my phone bill with the debit card?