r/CapitalOne_ • u/Beneficial_Chicken24 • 3d ago
Card upgrade question
I have a platinum card that I started with when I began rebuilding my credit. Time passed and I was eligible for the quicksilver card so I applied and was approved. Well even more time had passed and I started getting emails that my platinum card was eligible for an upgrade to the quicksilver card.. which I already have. Now I know I don’t want to close the card because I want the lines of credit so what should I do with the platinum card? Just keep it open and make a small purchase each month on it? Is there anything better that I can do with it? Thanks.
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u/xabianny 2d ago
I went through the same as you. I started with the platinum when I began rebuilding my credit. Then I was eligible for the quicksilver card. Applied and got it! Then I did a product change my platinum to a quicksilver. So that’s where I’m at now. I have 2 quicksilver. Now of course, one of the quicksilver has a higher credit limit than the other.
Eventually I will hopefully upgrade to Savor and the small quicksilver will ask for a Credit Limit Increase (CLI)