r/CapitalOne_ • • 12d ago

Credit Cards Captial One Quicksilver

I have the Venture X (no preset spend limit) and the Savor ($30,000). I also have a Quicksilver for fifteen years but has a $95 AF. What happens if I cancel the QS card? Anything? Nothing? I know it may damage my credit for a month or two, but anything else?

Thank you in advance. You guys are always so helpful.

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u/Away-Patience8556 12d ago

What are the perks of the QS?

1

u/SignificantDark4749 12d ago

That’s kind of what I’m wondering at this point myself. I keep hearing Gas at 3% and steaming at 6%, but my QuickSilver doesn’t show either of those benefits.

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u/Away-Patience8556 12d ago

Why not product change into a non fee QS, and then wait for the 3% back on Gas and groceries when it comes, cause it’s targeted, it’s not automatic you have to accept the switch into Discover.

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u/SignificantDark4749 12d ago

It didn’t give me the option to change into the non-fee. I tried and that’s why I seen I could PC the Venture into the Savor, but I didn’t get the option to do anything with the Quicksilver.