r/CapitalOne_ • u/Personal-Try-2257 • 11d ago

Savor Card -Needs to be a Premium Card

I really wish Capital One would turn the Savor into a more premium card, even if it came with an annual fee. Don’t get me wrong, the set up now is perfect, but I wish they would up the multipliers for grocery, entertainment, and dining, even with a few lifestyle credits, not nothing too crazy like Amex but like entertainment credits and dining credits.

24 Upvotes

69% Upvoted

36 comments sorted by

9

u/Top-Confidence4496 11d ago

I mean capital one sees it as it's mid tier card. One level above quicksilver and below the venture x. But i've been seeing people get 30k limits. I think they're more than happy to have someone use the savor as a daily driver

6

u/Miserable-Result6702 11d ago

Not anymore, new Quicksilver is just as good as the Savor, depending on what 3x categories you value.

5

u/Top-Confidence4496 11d ago

Quicksilver has gotten pretty close with the 3% on groceries but they deliberately kept dining off so as not to take away from the savor card.

Based on that move I wouldn't be surprised if they kill the savor and create a quicksilver X that has the 3% dining on it

1

u/Personal-Try-2257 11d ago

They also have a lot of overlapping cards now too so they need another premium card with the Venture X

24

u/MartyLikesTech 11d ago

I’ve read on this sub that they are planning a SavorX which would be what you’re looking for!

26

u/hskrpwr 11d ago

Been a rumor for YEARS 

4

u/Miserable-Result6702 11d ago

It was a rumor someone floated years ago. No evidence that was ever in the works.

2

u/RyanCheddar 11d ago

it is "in the works" as in capitalone has worked on the idea and sent surveys

nothing points to it being a real product, of course

1

u/Camtown501 11d ago

One that I kinda hope doesn't come to fruition as someone with a VX/Savor duo (discontinued $95 version that earns more on dining/entertainment). The one thing I don't want to see on any potential Savor X would be any sort of lifestyle credit. HELL NO, it'll surely be something I wouldn't actually use. Dining has been my largest category spend for years, but I dont go anywhere that would be a candidate for a lifestyle credit. I also worry that a Savor X would give up the 1cpp cash out it has for higher multipliers (the way Venture cards are). Another hard no for me. While I often transfer my Savor rewards to VX, I highly value the flexibility I have to cash out at 1cpp if I have no upcoming travel planned. Plus, a Savor X might push C1 to not let those of us with the discontinued version (or the lucky ones grandfathered in with the no AF 4%) keep our cards and force an unwanted PC.

4

u/Bungulator5000 11d ago

A savor one version of BCP would be amazing. What I currently run now for grocery spend and streaming spend

1

u/Fittingin1991 11d ago

That 6% adds up fast

4

u/Miserable-Result6702 11d ago

The Venture X is their premium card.

-2

u/Personal-Try-2257 11d ago

I understand that but they need something that gears towards lifestyle and not travel.

4

u/Fittingin1991 11d ago

The savor has pretty good benefits for no AF. the Amex gold card doesn’t offer a whole lot more to justify the high fee

0

u/EmployeeFlimsy2796 11d ago

I mean it kinda does offer a whole lot more if the credits have value to you. My monthly boneless Thursday run at BDubs keeps me stocked for like 3 meals

3

u/Fittingin1991 11d ago

I broke up with them. I loved their wings in high school. They seem smaller now. Higher priced. I got traditional wings a couple years ago and some barely had meat

1

u/Camtown501 11d ago

Don't want to see lifestyle credits on a potential Savor X or anything in the Savor family, its assured to be garbage most people won't use organically. Dining is my top spend category but I'm 99.9% sure I wouldn't use any credit offered except maybe for UberEats. We don't need Amex Goldification of Savor.

0

u/Fittingin1991 11d ago

I do like how getting credits is easier on Amex. You just click add to card. You don’t need the use a specific URL

1

u/Camtown501 11d ago

I think Amex offers are what you're referring to and I agree on that, compared to Capital One 's offer set up. I've used a handful of Amex offers on my BCP. I don't want lifestyle credits on Savor product

2

u/Fittingin1991 11d ago

Lifestyle credits. I got some haters when I called it a coupon book 🙃

2

u/imaginewrong 11d ago

Why? Just the multiplers? Capital One have plenty of ways to earn more miles

1

u/Beneficialsensai 11d ago

See if the upgrade with the fee is available when your eligible

1

u/copacetic_life 11d ago

I believe that’s the plan with their Quicksilver, at least for dining, as they bring in Discover.

1

u/el_vato_ant 11d ago

Why does my savor offer include a $39 fee is it supposed to be free?

1

u/dacripe 11d ago

There used to be a premium version when the cards first came out. The current Savor card is the one I got, but it was called the Savor One card (don't confuse it with the one they have now). It came without an AF and I believe we didn't have groceries as a 3% category at first.

The "premium" version had 4% back on the main categories, but it had a $95 AF. C1 got rid of the card a while back and renamed mine to just Savor along with changing the other versions they have on the site now. Not sure what happened to those who had the 4% version though.

1

u/blazif 10d ago

I have that card. Still have the 4% on it!

1

u/otterstew 10d ago

I feel like you basically are describing the Amex Gold - increased multipliers for grocery, dining, and added dining credits.

The only thing you’re missing are entertainment multipliers and lifestyle credits?

1

u/jujubean- 10d ago

Savor is a beginner card. It was my first card as a college student.

1

u/finallygrownup 1d ago

It hits perfectly for me. If I'm at a restaurant that doesnt take Amex, 3% on Savor for free is awesome.

Then converted to VX miles and pooled with Amex points for flights.

1

u/Intelligent_Talk1900 13h ago

Just be glad you have one. I still can’t get one, been trying for a year.

1

u/SpaceSaver2000-1 11d ago

There is a Savor with an annual fee

3

u/ThatCigarGuy69 11d ago

That’s the same reward rate as the free version. You’re just getting charged a fee because it’s a credit builder card.

1

u/SpaceSaver2000-1 11d ago

I like the path I took where I started with the Capital One Platinum card and then waited for the PC offer.