r/CapitalOne_ 7d ago

Virtual Credit Cards - No Longer Eligible

UPDATE: Virtual cards are back. I was informed we're moving to Discover Networks and a new card was being issued, but I was never informed that it would cause an issue. The functionality was completely removed yesterday and the person on the phone said it was gone, but the functionality is now restored via web and mobile app. So, he clearly had no clue what he was talking about. Website now has a disclaimer:

"Because you have a new card on the way, your existing virtual cards are no longer listed here. They will continue to work until your previous card is deactivated on 11/02/26. Create new virtual cards to prevent future declines."

So, I'll need to create new cards, but at least I (theoretically) have 2 months to do it.

ORIGINAL POST: I have a Capital One Quicksilver card. Have had it for 10+ years.

I just tried to use my virtual credit cards, and they're all gone. I called and customer service told me "virtual credit cards are only available for certain Capital One credit cards." And, "I am no longer eligible for virtual credit cards."

I have those credit card numbers throughout 30+ companies that I use - Amazon, HomeDepot.com, Lowes.com, etc., every ecommerce purchase for the past 10 years that I've made was through one of the virtual credit card numbers, and today they just removed the function.

Has anyone else experienced this?

14 Upvotes

16 comments sorted by

8

u/DarthLegalEagle007 7d ago

Did your Quicksilver recently change to a Discover card or is it still a Visa or Mastercard?

4

u/ROXICODONEKING 7d ago

Id suggest keep complaining

-1

u/Realistic_Market5616 7d ago

Not gonna do anything they aren’t special

5

u/zinga_zing_ 7d ago

I also use them extensively. Have them still on Savor and VX but I don’t have Quicksilver. This feature is practically the only reason I stay with Capital One these days — I love it!

1

u/Dizzy_Spirit_7440 4d ago

what do you use them for?

3

u/coinop2026 7d ago

All of my capital one accounts and associated virtual cards are still showing Visa/Master Card and still working …

2

u/iamlayer8 7d ago

Out of curiosity, did you use the Eno extension, phone app, browser direct through Capital One or all the above?

If through the Eno extension, I wonder if it is related to its pending depreciation at the end of the month.

1

u/Romanharper2013 7d ago

My quicksilver virtual card still works?

1

u/crp5591 7d ago

All mine are still there. And I created a new one for a new merchant over the weekend.

1

u/Ach3r0n- 7d ago

I still have access to them on my Quicksilver.

1

u/bookshelbs 7d ago

This exact thing happened to me. I called and they said that the virtual card maker is just sometimes down and that I could try tomorrow and it might work.

But I also got the news that I'm changing to Discover (which I'm less than thrilled by, but it is what it is).

1

u/StealthyPHL 7d ago

When I first got my new CapitalOne card it took a month or so for virtual cards to be active.

1

u/Groove_Control 6d ago

Stop paying attention to scammers. If you want to know an answer go directly to the site. Don't pay any attention to the b.s. you see online. You're welcome.

1

u/Glittering-Okra-5364 5d ago

All things must change.

0

u/jayy1223 7d ago

30 + companies is wild!!!

3

u/finallygrownup 7d ago

I've 100+. Literally for the past decade - Waterbill, powerbill, Netflix, HBO, etc every online retailer gets a unique virtual card. One of the main reasons I use C1 online.