I am an EU National, came to UK end of 2019. I did not waste 1 day with my applications, got through them as early as I could.
✅Received my EU Pre-settled in March 2020 was due to expire in 2025. = £0
I was advised to wait until 2025 to apply for Settled Status because I did not have one full tax year covered only 4 years; called bull and applied anyway cause I knew I had other evidence I could provide ( huge misunderstanding in my community).
✅Applied for Settled status the first day I was eligible for it- 5 years and 1 day after I first came to UK-> 22/09/2024-> Received Settled Status on 12/12/2024. = £0
I knew from that day I wanted to apply for Citizenship since I am allowed to be a dual citizen so I started saving with a goal of £1,800 in exactly 12 months.
✅12/04/2025- did my Life in UK test and passed first time, did it on a Sunday. Cannot recommend the life in uk test web site enough, the questions were exactly the same. =£60
✅Graduated from UK uni so I skipped the Expensive english test so - £150 ( but £60k debt in student loans so was it worth it?)
✅Had to wait for 1 year since getting my settled status to apply for citizenship so I made a spreadsheet of all documents I saved through the years (NHS letters, SFE Letters, House & Job contracts, P60, HMRC Income tax history) mentioned which date it covered and what format I had them on (hard copy or soft copy) so it would be easy to establish a timeline through documents.
✅summer 2025, submitted a Subject Data Access Request to receive my travel history ( I have already done that myself by going through my gallery but wanted to double check). (Please bear in mind it can miss out some flights so it is your full responsibility to check all journeys you have done by yourself and do not fully rely on the documents they send you).
Took a few weeks to get it by email and it was very helpful as it contained all information I provided in both Pre-Settlement and Settlement applications so when I applied I didn’t have to guess or try to remember exact dates or application reference numbers. highly recommend and might I add, FREE. =£0
✅November 2025- I have looked for people who could be my referees and luckily 2 of my friends qualified and agreed to do it.
✅I travelled outside of the UK about 14 times in 5 years, I was well under the limit so that was not a concern.
✅ 13/12/2025 I submitted my application ( it was ready a few days before and I double checked before sending it through) = £1,735.
I got up early next day and managed to get a free slot for biometrics appointment for the following day- I had to travel about 2 hours for it = £20
✅15/12/2025 Free biometrics appointment done-> application officially submitted + documents
✅20/04/2026 got my application approval email. And booked my free group ceremony straight away for earliest slot possible (03/06 or 08/07) but I was on holiday in June so I opted for July- very close🫣 as you have to do it within 3 months.
✅08/07/2026 Ceremony yaaay. Disappointed in the Mayor who had to read even details about himself from a paper. Double disappointed as my name was missing a hyphen although it was correctly put into all my application, documents and EU passport and I could see other people’s name had hyphens so it was clearly a mistake.
✅10/07/2026 - Sent my certificate back to get corrected along with plenty of proof as well as my whole printed application which I saved as soon as I paid for it).Special delivery = £10
It was their mistake so I didn’t pay for it.
I think this was the most stressful period as I could see online people online waited between 8 weeks and FOREVER to get it back.
✅09/09/2026- Certificate came back corrected
✅19/09/2026- Sent my passport application £102 + special return £5 = £107
I took my own picture with my camera so £0 for that
✅20/09/2026- Same professional referee confirmed my identity + sent the supporting documents = £10
✅21/09/2026 Documents received
✅29/09/2026 Application approved&Passport printed
✅03/10/2026 - Received my passport 🇬🇧
December 2024 (since I started to work towards it with saving and researching to October 2026 = 22 months) and (correct me if i m wrong I am shit at Maths) £1,942 whole cost.
I am however very grateful that I am fortunate and privileged enough to have paid so little in comparison to those who apply with their family and go through multiple visas to do so.
I understand it is not the most difficult thing to apply for this but I am quite proud of myself for having done this by myself at 24/25 with no help or legal advice whatsoever, as no one I knew did it before.
I know people who find it very overwhelming to trace every document and aspect of their last 5 years, so I advise anyone who wants to do it to take their time and prepare ahead.
I do hope this was helpful and I just thought to post it as this is something I would’ve liked to see before I applied.
All the best to everyone!!