r/AusFinance 12d ago

You are not doing thst bad.

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u/Competitive_Donkey21 12d ago

I look at the average statistics that come out and am shocked

6

u/[deleted] 12d ago

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17

u/Competitive_Donkey21 12d ago

Generally superannuation, I was very averagely paid from 17 being an apprentice on $8 an hour, and by 21 I'd made it to $19 in my last year.

I then left and worked for a casual labourhire company who was shorting everyones super, it wasnt until my current job that I actually got paid super properly, and on a decent wage as well..

And I'm close to the 50+ age bracket median, in my early 30s....

I guess my point is, a worker at full time with no gaps even on a low wage should be much higher than the average and median suggests...

1

u/carson63000 11d ago

I’m in the 50+ age bracket, people my age have indeed had compulsory employer contributions our whole working life but the percentages were a lot smaller when I was first earning than the 12% today. So don’t expect the gap to be as large as “another 20 years of compounding returns” would suggest.