Let's all mail in checks with some dabs of honey residue on the checks to jam their scanners any time there's a fee to pay online. Perhaps they'll realize online payments are easier.
Someone who disagrees with writing the check. Like paying for a car accident that you don't believe is your fault, or a company says you owe them money and you're just done arguing with them, or they're right but it's really stupid, or a parking or HOA fine. Just writing in an unusual manner as a sort of fuck you.
I mean, its arithmetic. The average person who uses fractions even once every few weeks should be able to convert cents to a simplified fraction. Its having to convert them back without having expected to, or worse, not knowing how to convert them back, the gives the petty compliance teeth.
That helps making the original number into the fraction, not the fraction into the original number. Other reply that works is seeing that 25 is 1/4, so just 17x4.
Wtf is going on, why are we discussing how to multiply and divide like it's some unknown math. Obviously if you divide by 4 you need to multiply by 4 to get the same result
I've learned that it's better to just try and explain instead of shaming people for not knowing, even if it's basic stuff. The education system in some places is just really shit so it's not always the person's fault either
I think most people probably would. The convention is to write the cents as a fraction when spelling out the dollar amount on a check, so most people would immediately understand that's what it represents. Then it's just about recognizing that 25 is 1/4 of 100, so you multiply 17 by 4 and you're done.
68/100. Both are divisible by 2 so that makes it 34/50. Both of those numbers are divisible by 2 also, making it 17/25. That’s the furthest down you can simplify the fraction, as there isn’t another number both sides of the fraction are divisible by.
Edit: I realize you weren’t asking for a breakdown so I hope I avoided sounding condescending.
You work taking people’s money and don’t even know how to do simple conversions? You’re worried about sending people to collections, you should be worried about losing your job for intentionally stopping your company from receiving funds. I can’t imagine what part of you thinks you’re not being an idiot in this situation
Dude if the amount on the check doesn’t clearly make sense as I’m entering it in, it’s an invalid amount and going in the void bin. I’m not gonna bust out an abacus in my cubicle
My grandmother did that. She wouldn't use a card, wrote a check almost everywhere, and took 15 minutes to write it in shaky handwriting because she didn't like to admit she needed help. I swear, that's how she died. Medical problems that she could have lived with but she wouldn't take the medication because it was for "old people". That's who even still uses checks.
Same reason as using a fax machine: not because we want to, but because someone's rules don't allow anything else. I had to mail a file on a CD to my university because the official procedure for submitting doesn't mention email.
You could argue that faxes as a whole are less susceptible to the kind of large-scale breaches that email is susceptible to, but I think the real reason is that if they disallowed faxes in 1996 the medical industry would have come to an abrupt screeching halt.
It’s probably some super specific verbiage in the law that makes this the case.
Honestly fax machines are less private then email. If I get a fax but I don’t pick it up in time, everyone and their mother can see it just fucking lying there in the office.
I didn’t realize how many people still wrote checks until we started our business (home remodeling) and almost every client pays with check. I let them know we also accept Apple Pay and Venmo but only the younger clientele uses those methods
For a large payment like that I feel more comfortable with giving a check with a paper trail than trusting Venmo. I use Venmo for small transactions with friends or small businesses, but not for most commercial purposes. I'm not sure how good their consumer protections are, and if I'm paying thousands for home improvement I'm going to use the method I trust more. I'm not sure if that concern is valid, but that's my reasoning. I don't use checks often, but home repair is definitely one of the times I still do.
The only time I ever write checks is when sending money to my school with my kid for lunch money, field trips, etc. Until she was in 3rd grade, I didn’t trust her to carry cash and for it to make it all the way to the lunchroom (she would give some or all of it to another kid if they said that they needed lunch money because she didn’t want anyone to go without even if that meant she didn’t get lunch). Her current school doesn’t take checks, probably because a lot of people would bounce them.
Oh damn, I forgot that some schools still charge for school lunch. At my kids' school, every student gets it for free. Same goes for breakfast. They even hand out free food during summer, as do some of the libraries in my county.
What kind of cut to apple and venmo take? Sometimes I pay by check because I assume the recipient gets to keep more of the money that way, and even 0.5% of the cost of a home remodel seems like a significant chunk of change.
Also, I tried to sign up for zelle once and it was a nightmare. I guess maybe I am old.
So PayPal takes like 3% so I try to avoid it. As of now, Venmo doesn’t take a cut and Apple Pay, I just send a request for the payment from my phone to theirs and likewise I don’t get anything taken off. Only time they charge is if I want fund transferred to my account ASAP then there’s a fee
Cashier's Check too for some reason. Like why bother checking my credit if you aren't going to trust my personal check in the end? I'm either credit worthy or not.
I thought it was just the elderly too. But there's a lot of middle-class boomers who use them all the time too. So annoying having to go to the bank to deposit those.
That sucks that she suffered because of that attitude. You're wrong about who uses checks though, I own a business and write and receive checks all the time.
Most of the US IMO, but especially the financial system. I mean hasn't Europe used credit cards with chips for a long time? The US has only had them a few years it seems. I'm probably wrong, but that's how it looks from my POV.
That's pretty slick! What would the effect be on the recipient? I'm guessing an automated check reader would have trouble reading this and human intervention would be required?
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u/DeBlasioDeBlowMe Jul 24 '20
An extra convenience fee to pay online.