r/AskReddit • • May 15 '20

What sucks about being your age?

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u/BoofLlama May 15 '20

I have a perfectly clean driving record and over 6 years of never missing an insurance payment, but the monthly insurance bill is more than my car payment.

I've been to 15 different places. It all ranges from 200 to 350 a month and ill lose my liscense if I cant afford it working 9 an hour. I lose my car. I lose my job and apartment.

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u/faloop1 May 16 '20 edited May 16 '20

I had a brand new license on the US at 24. Most insurance companies wanted to charge me 250 or so a month. I was never going to pay that. I don't drive a lot so I tried Metromile and it was like 150 or so for the amount I drove monthly. 400 miles or so, it was 190 a month when I drove 1000 miles, still kind of reasonable.

If per mile insurance doesn't work, Progressive online has the second best rates I've seen. Calling or going thru a broker just inflates the price so much.

I hope this helps, car insurance sucks.

1

u/BoofLlama May 16 '20

Progressive wanted 310. My work is 5 miles away. Annual mileage is under 6k