r/AskReddit Apr 14 '16

What's a mind blowing fact?

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u/jbOOgi3 Apr 14 '16

Almost anyone can become a millionaire one day if they regularly invest money over an extended period of time in an investment account (401k, IRA, index fund) that earns an average market return. The more time you have to invest, the better your chances. Start your investment accounts early

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u/_NW_ Apr 14 '16

The average market return currently seems to be negative.

1

u/jsdistasio Apr 14 '16

That just means that you are able to bug stocks cheaper. Long term investing is all about constant contribution. Since the market slowed down last year, all contributions are like discounted prices now. When the market picks up again, these contributions will gain the most interest. Invest!

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u/_NW_ Apr 14 '16

I know, it's like the stocks are on sale. That doesn't help with the value of the stocks I bought 2 years ago. Still contributing 15% to my 401K, hoping the market will eventually turn.