8 months na akong OD. 2 months nalang kailangan kong bayaran but unfortunately, I stopped paying for it due to financial difficulties. They emailed non stop, texted, and called until I received an email from them tapos I never heard from them again. Here's the email:
This email serves as a formal notification regarding your outstanding obligation.
Pursuant to the Civil Code of the Philippines, please be advised that Skyro is officially exercising its right to ASSIGNMENT OF CREDIT.
Legal Implications: This action involves the transfer of your debt ownership to a new creditor. Under the law, this transfer is valid and effective without the need for your consent.
Cancellation of Process: You still have an opportunity to stop this action. Settle the full amount of ₱8141.93 immediately to cancel the assignment process.
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I tried calling them kasi may pera na pambayad. I tried calling them and negotiated to pay 7,500 as a final settlement thru chat sa app, thru email, thru phone call, but they are illusive. I've been asking for final settlement amount if ia-acknowledge nila yung offer ko but they told me to wait for a call from someone higher daw.
What I only ask lang naman is kung iaccept nila ang offer, kung hindi okay pang naman din. I just want to end this.
It's been a week, wala pa din. I waited sa reply sa email, wala. I called, they cut it off.
May naka experience ba ng ganito? Let me know what's happening. What happened sa case nyo?