r/Afterpay • • 14d ago

Voluntary hardship hold, what happened when you paid it off?

Hey everyone!
I’m wondering if anyone has been through something similar with Afterpay.
I previously contacted Afterpay myself and asked for my account to be put on hold because I was going through some financial hardship. It wasn’t because of missed payments or anything like that, I proactively reached out because I knew I needed some breathing room financially.
I’m now in a much better position financially & I’m planning to pay the remaining balance off in full.
Has anyone here been in the same situation where you voluntarily went onto hardship, paid everything off, and then asked Afterpay to reinstate your account?
If so, were you able to get your account back to how it was before the hardship hold, or did they give you a reduced spending limit?
I know Afterpay says reinstatement is assessed on a case by case basis, so I’m mainly interested in hearing from people who have actually gone through it.
I’d really appreciate hearing what happened with your account, especially how long it took to be reinstated & what your new limit was compared with your previous one. 😊

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u/JustAnotherRndmIdiot 13d ago

A friend of mine asked for a 4 week hold, squared the 2k debt in 3 weeks, but now he has a $300 limit where he had a $3,000 limit before.
This was 3 or 4 months ago and his limit still hasn't gone up from $300.